How much is maternity insurance for employees?

Maternity insurance medical expenses reimbursement standard: 1. Female employees who have miscarried for less than four months or terminated their pregnancy due to medical needs will be given a one-time subsidy. In 300 yuan, the one-time subsidy for women who have miscarried for more than four months or terminated their pregnancy due to medical needs is 1 1,000 yuan. 2, the insured workers can pay 4000 yuan in dystocia; Natural delivery can pay 2000 yuan, and multiple births will increase by 100 yuan for each additional baby. 3. If the male employees of the insured employer have no work unit, they can pay maternity compensation 1500 yuan from the maternity insurance fund and pay maternity allowance for 7 days to enjoy maternity insurance benefits, which is in line with the relevant provisions of family planning. 4. The insured workers meet the requirements of the national birth policy, and the standard of medical expenses such as family planning operation and sterilization is: one-time subsidy for sterilization and recanalization operation 1 10,000 yuan; One-time subsidy for female workers to place (take out) IUD 100 yuan. Article 54 of the Social Insurance Law: If the employer has paid maternity insurance premiums, its employees shall enjoy maternity insurance benefits; Unemployed spouses of employees enjoy maternity medical expenses in accordance with state regulations. The required funds are paid from the maternity insurance fund. Maternity insurance benefits include maternity medical expenses and maternity allowance.

Legal objectivity:

The Trial Measures for Maternity Insurance for Enterprise Employees stipulates that employers who participate in social pooling of maternity insurance shall pay maternity insurance premiums to local social insurance agencies; The proportion of maternity insurance premium is determined by the local people's government according to the planned maternity allowance and maternity medical expenses of female employees, and the maximum is not more than 1% of the total wages, and individual employees do not pay. After the female employees of the insured unit give birth or have an abortion, their maternity allowance and maternity medical expenses shall be paid by the maternity insurance fund. Maternity allowance is calculated and paid according to the average monthly salary of employees in the previous year; Maternity medical expenses include examination fees, delivery fees, operation fees, hospitalization fees and medical expenses (medical service fees and medical expenses beyond the prescribed limits shall be borne by the employees themselves) and medical expenses for diseases caused by childbirth after female employees leave the hospital.