Social Security retirement policies after 2019

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The age to receive a pension (retirement age) has several brackets, 45, 50, 55 and 60. It varies according to the type of insurance, gender, type of work, and so on.

Generally,

female workers retire at 50, and female cadres (civil servants, or state-owned enterprises with cadre status on file, etc.) at 55.

Female cadres at the head or deputy division level in party and government organs, people's organizations and institutions, and female professional and technical personnel with senior titles, retire at 60 (they can also apply for 55 retirement).

Men, retire at the age of 60.

Ladies who join the insurance for the first time after 2001 and pay the enterprise workers' pension insurance as self-employed or flexible employment shall retire at the age of 55. Men will retire at 60.

If you originally paid pension insurance as a female worker or cadre, you can retire at 50 if you made personal contributions after becoming unemployed.

If you participate in the urban and rural residents pension insurance, both men and women are 60 years old.

Early retirement provisions:

1, civil servants can apply for early retirement if they meet one of the following conditions: (a) thirty years of service; (b) less than five years from the state retirement age, and twenty years of service.

2, there is a total loss of labor capacity of the injury (need to go to do identification), male 50 female 45 can be early retirement.

3, engaged in special types of work (such as high altitude, special heavy physical labor for 10 years; high and low temperatures, such as 9 years; welding, painting, radiation and other toxic and hazardous 8 years) for a full year, you can retire five years earlier.

The policy of revising the retirement age, the Ministry of Human Resources and Social Security has been studying for several years has not yet been made public,

The earliest it can be made public for consultation is 2018, and then it will be revised and improved again in 2019 and promulgated, and it will not be implemented until at least five years (2024) after its promulgation.

Opposed to too rapid adjustments and sudden attacks.

Recommendation 1:

Starting from 2024, those who originally retired at age 50 will be raised by one year every four years, and those who originally retired at age 55 will be raised by one year every eight years.

Original 50 original 55 years old in 2024

51 years old in 2028

52 years old in 2032 and 56 years old in 2032

53 years old in 2036

54 years old in 2040 and 57 years old in 2040

55 years old in 2044

56 years old in 2048 and 58 years old in 2048

2052 57 years old in 2052

58 years old and 59 years old in 2056

59 years old in 2060

60 years old and 60 years old in 2064

Retirement at a uniform age of 60 by 2064, and then decide on whether to adjust the retirement age based on the country's financial strength and social security fund accumulation.

Short-term countermeasures for empty social security accounts: 2017-11-18 the State Council issued a policy that central enterprises and other state-owned enterprises transfer 10% of their equity to the social security fund to enhance the strength of the social security fund.

(Reference: in 2016,102 central enterprises profit totaled 1.2 trillion yuan, 10% would be 120 billion yuan.)

Suggesting more measures, such as:

A:Reduce the number of civil servants and administrative expenses by 2% per year (with the improvement of government management, and the mainland's population starting to decrease in a few years, there is no need to keep tens of millions of civil servants).

B:All fiscal balances in the current year should be handed over to the government, and the absurdity of spending trillions of dollars in a single year should be severely punished.

C:Tax funds are allocated to the social security fund by 2% increments each year to further improve the strength of social security.

Don't just raise the retirement age so that people will die after contributing for 30 or 40 years (from 20 to 60 or even more) and receiving pensions for only a few years.

Suggestion 2: Establish a flexible (elastic) retirement system. Refer to Article 88 of the Civil Servants Law and extend it to the whole population.

Civil servants can apply for early retirement if they meet one of the following conditions:

(1) those who have completed 30 years of service; (2) those who are less than five years away from the retirement age stipulated by the state and have completed 20 years of service.

It is recommended that the policy of allowing flexible retirement be given to all people. For workers who are laid off or unemployed due to corporate bankruptcy, early retirement should be allowed even more.

Suggestion 3: Unify the various types of pension insurance (civil servants, institutions, enterprise workers, urban and rural residents, military pension insurance, etc.) into a "citizen's pension insurance", all citizens, the treatment of the same method of calculating, and there is a guaranteed bottom and cap,

For example, the minimum treatment can not be less than

For example, the minimum benefit cannot be less than 60% of the local minimum wage (Fujian has this policy in 2010), and the maximum cannot be higher than 5000 yuan (the retirement of the President of the State should not be higher than this ceiling).