How much does social security need to pay for itself every year?

At present, there are two ways to pay social security at one's own expense. One is to pay the local hukou as a flexible employee, and the other is to find a social security payment institution to pay. Both of them are charged according to the payment standard of the insured place, but the latter needs to pay an extra handling fee. Next, take Shanghai as an example to tell you how much you need to pay for social security at your own expense in one year.

(1) formula: social security fees that individuals should pay when purchasing social security = payment base * payment ratio.

(2) For example, in 20 18, the social security payment standard for flexible employees in Shanghai is: pension 28%, medical care 1 1.5%, and the payment base is the average monthly salary of employees in Shanghai in 20 17, assuming that the average salary is 65,438, which is about 7/kloc-.

If you find a social security payment company to pay, you will have to charge an extra fee, ranging from tens to hundreds a month, depending on the charging standard of the payment company.

According to the above example, it can be calculated by combining the payment base and payment ratio of the insured place.

Extended data:

The social security payment base is 60%-300% of the average social wage. For example, the average social wage 1000 yuan, and the payment base can be 600 yuan-3,000 yuan. Take the situation in Shanghai in 2004 as an example. In 2003, the average monthly social wage was 1847 yuan.

Shanghai Labor and Social Security Bureau announced the payment standard of social insurance premiums in 2008. Compared with 2007, the lower limit of social insurance premium payment base in 2008 increased from 1.478 yuan to 1.735 yuan, an increase of 257 yuan, and the upper limit increased to 8676 yuan, an increase of 1.284 yuan.

The standard operation period announced this time is from April 1 day, 2008 to March 3 1 day, 2009. The minimum payment base for institutions, institutions, enterprises, social organizations, individual merchants and freelancers in Shanghai is 1735 yuan, and the upper limit is 8676 yuan. If the average wage is lower than the lower limit, it shall be calculated according to the lower limit, and if it exceeds the upper limit.

Compared with the payment base of 1.478 yuan in 2007, the lower limit of payment increased by 257 yuan, and the upper limit increased by 1.284 yuan. At the same time, the payment base of employees in informal labor organizations has also increased from 960 yuan to 8,676 yuan compared with 2007. In 2008, the social insurance payment base of small towns in this city and the comprehensive insurance premium payment base of foreign employees were both 1.735 yuan, which was 257 yuan higher than that of 1.478 yuan in 2007.

Generally, my salary income in the previous year is the base of payment.

(1) If the wage income of employees is higher than 300% of the local average wage of employees in the previous year, 300% of the local average wage of employees in the previous year will be used as the payment base;

(two) the wage income of employees is lower than 60% of the local average wage of employees in the previous year, with 60% of the local average wage of employees in the previous year as the payment base;

(3) If the employee's salary is between 300% and 60%, it shall be declared according to the facts. When it is impossible to determine the wage income of employees, the payment base shall be determined according to the local average wage of employees in the previous year published by the local labor administrative department.

Social security will regularly check the base every year (March or July, in different places), and declare a new base according to the average monthly salary of employees in the previous year. It is necessary to prepare proof of these payroll.

References:

Baidu encyclopedia-social security payment base