2022 Tianjin Five Insurance and One Gold Payment Standard

The minimum standard of payment base is 3364 yuan, and the highest standard is 18969 yuan.

Five types of individual insured medical insurance payment base standard:

1. The medical insurance payment base for urban individual industrial and commercial households and flexible employees is 29 12 yuan.

2. Self-employed persons with flexible employment enjoy social insurance subsidies, and the base of medical insurance subsidies is 29 12 yuan.

3. If the middle-aged flexible employees in the custody center enjoy social insurance subsidies, the medical insurance payment base is 28 12 yuan.

4 are receiving unemployment insurance, to participate in the basic medical insurance for urban workers, the payment base is 28 12 yuan.

5 by the civil administration of disabled soldiers medical insurance and disabled soldiers Medicaid payment base of 4686 yuan.

Funding standards for medical insurance premiums for retirees:

Civil retirees and military retirees without military status, to participate in the basic medical insurance payment financing standard is 6575 yuan (including medical insurance personal account capital injection).

Medicaid standard for civil servants:

1. The funding standard for retired military cadres who are resettled in this city to participate in the civil service Medicaid is 93 15 yuan, of which 6,575 yuan is included in the basic medical insurance fund for employees and 2,740 yuan is included in the civil service Medicaid fund.

2. The funding standards for employees and retirees of central and foreign units in Tianjin to participate in Medicaid for civil servants are 3,756 yuan and 7,387 yuan respectively.

Reserved social insurance premium standard:

The standard of maternity insurance premium reserved for pregnant female employees is 20 1.84 yuan for the employer that is declared to be revoked, dissolved, bankrupt or terminated for other reasons.

Payment ratio:

1. Latest contribution ratio of Tianjin provident fund

The unified deposit ratio of housing provident fund for units and employees in the city remains unchanged, which is still 1 1%. Foreign-invested enterprises in Tianjin Economic and Technological Development Zone were transferred to the unified management of the whole city on June 6, 20 18, and 18 can be implemented according to the housing provident fund deposit ratio policy before transfer until February 3 1 day.

2. The latest Tianjin social security payment ratio

Endowment insurance: 8% for individuals and 20% for units.

Medical insurance: 2% for individuals, unit 10%.

Unemployment insurance: individual 1%, unit 1%.

Work-related injury insurance: individual does not pay, unit 1%.

Maternity insurance: individuals do not pay, and the unit is 0.8%.

The payment ratio of five insurances and one gold in Tianjin is as follows (for reference only):

Pension insurance payment ratio: unit 20%, individual 8%;

Proportion of medical insurance payment: unit 1 1%, individual 2% (large outpatient unit pays1%);

Unemployment insurance payment ratio: unit 1%, individual1%;

Payment ratio of work-related injury insurance: unit 1%, and individuals do not pay;

Maternity insurance payment ratio: 0.8% for the unit, and no payment for the individual;

Payment ratio of housing provident fund: unit 1 1%, individual 1 1%. Eligible units can apply to increase or decrease the deposit ratio of housing provident fund, with the highest ratio of 15% and the lowest ratio of 5%.

Housing provident fund deposit ratio: units can apply to increase the housing provident fund deposit ratio according to their own economic conditions. The maximum deposit ratio is 15% for the unit and 15% for the employee. The highest deposit ratio of housing provident fund of government agencies and institutions in this Municipality shall be implemented in accordance with the provisions of the state and relevant departments of our city. If an enterprise loses money in the last year and the average monthly salary of its employees is less than 6060 yuan, it may apply for reducing the deposit ratio of housing provident fund, with the minimum of 5% for both units and employees.

The new policies of five insurances and one gold are as follows:

1, old-age insurance, the base is 3082, the individual contribution ratio is 8%, and the enterprise contribution ratio is generally 20%;

2. In terms of medical insurance, the base is 348 1, the proportion of individual contributions is 2%, and that of enterprises is 7%;

3. Unemployment insurance, with a base of 348 1, 0.3% for individuals and 0.7% for enterprises.

I. The functions of five insurances and one gold include:

1. After purchasing five insurances and one gold, you can get financial subsidies regardless of illness, unemployment, injury or retirement;

2. Five insurances and one gold include medical insurance, maternity insurance, unemployment insurance, industrial injury insurance, endowment insurance and housing accumulation fund;

3. Most of them are paid by enterprises. If you are sick, you can use medical insurance to reimburse you. If you are unemployed, only unemployment insurance and the like will greatly facilitate your life.

Two, five insurance and one gold handling process includes:

1, social security, provident fund account opening;

2. Increase or decrease personnel. Every month, the company will add new employees to the company's five insurance and one gold account and delete the employees who have left the company from the account;

3. Confirm the payment base. The unit needs to declare the correct payment base of five insurances and one gold for employees every month to ensure the normal payment of five insurances and one gold;

4. Five insurances and one gold payment. Enterprises, banks, social security/provident fund management institutions sign bank payment agreements, and directly deduct five insurances and one gold fee from the enterprise bank account at a fixed time every month.

People's Republic of China (PRC) social insurance law

Article 60 The employing unit shall declare on its own and pay social insurance premiums in full and on time. Except for legal reasons such as force majeure, the payment shall not be postponed or reduced. The social insurance premiums that employees should pay shall be withheld and remitted by the employer, and the employer shall inform me of the details of paying social insurance premiums on a monthly basis.

Individual industrial and commercial households without employees, part-time employees who have not participated in social insurance in the employing units and other flexible employees can pay social insurance premiums directly to the social insurance premium collection agencies.

Legal basis: Article 10 of the Social Insurance Law.

Employees shall participate in the basic old-age insurance, and the employer and employees shall jointly pay the basic old-age insurance premium.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employer and other flexible employees can participate in the basic old-age insurance, and individuals pay the basic old-age insurance premium.

The measures for the endowment insurance of civil servants and staff managed by reference to the Civil Service Law shall be formulated by the State Council.