The loan is about1.5-200,000. My salary is 4500 yuan in the bank. Zhuhai local social security account, just mortgaged for 4 months. Please answer the cheapest interest professionally.

You just got a mortgage, and your monthly income is 4,500 yuan, which is just enough to pay off the mortgage plus daily living expenses, and then you can borrow 1.5-0.2 million. If you don't have other stable income or cash income to guarantee repayment in the foreseeable future, it is estimated that it is a bit difficult.

Bank loans should be repaid, and certain profits should be made to meet the interests of shareholders. Moreover, there are certain rules and conditions for bank loans. The interest rate should be determined according to your risk status, duration, etc. The average bank will raise the benchmark interest rate.