Is social security bought through companies or individuals?

Buying social security means hanging up the company to buy it.

If a contract has been signed to confirm the employment, the social security card shall be handled by the company. The employing unit shall, within 30 days from the date of employment, apply to the social insurance agency for social insurance registration for its employees.

Go to the local social security bureau for social security. If local people need to buy social security, they can go directly to the local social security bureau to buy it. Individual affiliated units handle social security in the name of human resources companies.

Individuals sign agency contracts with human resources agency companies, submit relevant materials, and pay social security fees and service fees. If the individual affiliated unit purchases it, the total social security expenses shall be paid by the individual. The agency pays social security fees for individuals on a monthly basis.

Individuals can check the details of their social security purchases on the social security bureau network or the local tax network, and before receiving the social security card the next month. People who need to buy social security from affiliated companies: freelancers, entrepreneurs, flexible employees, temporarily unemployed or short-term workers.

The social insurance fund shall determine the source of funds according to the types of insurance and gradually implement social pooling. Employers and workers must participate in social insurance and pay social insurance premiums according to law.

Affiliates, because social security payment is mandatory, all kinds of social security should be paid, so work-related injury and maternity insurance should also bear the costs. There is also the cost of joining the agent, and the total expenditure should increase a lot.

Compulsory payment by the unit can enjoy five kinds of treatment, such as work-related injury and maternity.

If individuals pay, they only need to pay 28% pension insurance, 1% unemployment insurance and 12% plus 3% medical insurance. Moreover, because there is no fixed job, it is impossible to define unemployment, so unemployment insurance can actually be considered unnecessary and the cost is naturally lower.

At present, in order to make citizens enjoy more convenient services in the process of handling social security, some regions have launched personal social security services online. Before opening online social security services, individuals must apply to the local tax authorities for online passwords with their ID cards, and then they can open them at any time. Specific problems encountered in social security management can be obtained through the network, and there is no need to go to the local tax department to handle them.

laws and regulations

People's Republic of China (PRC) social insurance law

Article 4 Employers and individuals in People's Republic of China (PRC) shall pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights and interests records, and ask social insurance agencies to provide social insurance consultation and other related services.

Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.