Job Recruitment Website - Social security inquiry - What should I do if I want to buy the new rural cooperative medical system after buying social security?
What should I do if I want to buy the new rural cooperative medical system after buying social security?
If you buy social security, you don't have to buy rural cooperative medical care. According to relevant policies and regulations, social security and medical insurance cannot be repeated. Even if two insurances are paid at the same time, only one of them can be reimbursed. Generally speaking, in rural township hospitals, the reimbursement rate of rural cooperative medical care is higher than that of social security, and in municipal hospitals, the reimbursement rate of social security is higher than that of new rural cooperative medical care. Medical insurance in social security is used for reimbursement of medical treatment, mainly including reimbursement of hospitalization medical expenses, maternity allowance and reimbursement of general outpatient medical expenses within the policy. The reimbursement rate of rural cooperative medical care varies from place to place, and the scope of outpatient reimbursement is more than that of social security, including compensation for serious illness in addition to hospitalization. Rural cooperative medical care is mainly borne by individuals, and the state will give some subsidies. There are two kinds of social security, one is social security for urban workers, that is, units and individuals each bear a part; One is the social security of urban residents, who bear all the expenses themselves.
Legal objectivity:
"People's Republic of China (PRC) Social Insurance Law" Article 24 The state establishes and improves the new rural cooperative medical system. Measures for the administration of the new rural cooperative medical system shall be formulated by the State Council. Article 60 of the Social Insurance Law of People's Republic of China (PRC), the employing unit shall declare on its own and pay social insurance premiums in full and on time. Except for legal reasons such as force majeure, the payment shall not be postponed or reduced. The social insurance premiums that employees should pay shall be withheld and remitted by the employer, and the employer shall inform me of the details of paying social insurance premiums on a monthly basis. Individual industrial and commercial households without employees, part-time employees who have not participated in social insurance in the employing units and other flexible employees can pay social insurance premiums directly to the social insurance premium collection agencies.
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