How to upgrade life insurance?

Can be purchased according to personal needs, and the insurance value can be determined in three ways:

(1) According to the provisions of the law and the contract law, the law and the contract law are the fundamental basis for determining the insurance value;

(2) According to the insurance contract and the agreement of both parties. It is difficult to measure the insurance value of some insurance objects, such as life insurance and health insurance. If people's health and life cannot be measured by money, the insurance value shall be agreed by both parties.

(3) Determine the insured value according to the change of market price. The insured value of some insurance objects is not always constant. Most of the subject matter will also depreciate with the passage of time, and its insurance value will show a downward trend.