What about the medical insurance card after death?

The general treatment method is as follows:

1. When employees and retirees die, the amount stored in their personal accounts will be transferred to the personal accounts of their heirs.

2, the heir did not participate in the basic medical insurance, personal account storage amount can be paid to the heir in one lump sum.

3, there is no heir, personal account storage into the basic medical insurance fund.

4. The materials needed for the formalities are: ID card, household registration book, death certificate, cremation certificate, application form, bank account number, etc. If the heir does not know the password of the medical insurance card, he may also need to provide the inheritance certificate handled by the notary office.

First, how to deal with the balance in the social security card after death?

After the death of the elderly, the legal heir may apply to the local medical insurance bureau to open an individual account for the elderly. The analysis is as follows:

1. After the death of the insured, all the balance in the personal account shall be returned to the legal heir or designated beneficiary of the insured.

2. The materials required for the formalities include: ID card, household registration book, death certificate, cremation certificate, application form, bank account number, etc.

3. However, it should be noted that the fees paid by social security are managed by two accounts: personal account and overall account, and the heirs can only receive the amount in the personal account.

4, but most of the money goes into the overall account, and there is not much money in the personal account, usually ranging from several thousand yuan to several hundred yuan, depending on the time period and grade of payment. Which is the balance in the medical insurance card.

2. Can the money in the medical insurance card be directly transferred to the new card after the social security card is reissued?

According to the regulations, when the personnel participating in the basic medical insurance flow in the insured districts and counties, only the basic medical insurance relationship is transferred, and the personal account storage amount is not transferred; Cross-regional, cross-county or cross-regional co-ordination, the basic medical insurance relationship is transferred, and the personal account storage amount is transferred at the same time. When an employee or retiree dies, the amount stored in his personal account will be transferred to his successor's personal account; If the heir does not participate in the basic medical insurance, the amount stored in the personal account can be paid to the heir in one lump sum; If there is no heir, the amount of personal account storage will be included in the basic medical insurance pooling fund. If the insured person dies, his personal account of basic medical insurance will be suspended from the month after his death. Remind the insured that the unemployed do not pay the basic medical insurance premium, and the personal account will stop being transferred, but the balance of the personal account can continue to be used. During the period of receiving unemployment insurance benefits, the unemployed enjoy Medicaid treatment in accordance with the provisions of unemployment insurance.

The relevant legal basis of this article.

People's Republic of China (PRC) Civil Code

Article 126 The right of inheritance is equal to that of men and women.

Article 127 The inheritance shall be in the following order: (1) The first order: spouse, children and parents; (2) The second order: brothers and sisters, grandparents and grandparents. After the inheritance begins, the successor in the first order inherits, and the successor in the second order does not inherit; If there is no successor in the first order, it is inherited by the successor in the second order. The so-called children include children born in wedlock, children born out of wedlock, adopted children and stepchildren with dependency. The so-called parents, including biological parents, adoptive parents and adoptive parents. Brothers and sisters include brothers and sisters with the same parents, half-brothers or half-brothers, adopted brothers and sisters, and stepbrothers and sisters with dependent relationships.