Can I reimburse maternity insurance without a marriage certificate?

You can't reimburse maternity insurance without a marriage certificate.

One of the main conditions for receiving maternity insurance benefits is to meet family planning, and whether it meets family planning depends on whether there is a birth permit. The premise of applying for a birth permit is to hold a marriage certificate, and both parties are legal couples. Giving birth to a child without a marriage certificate will not only have no maternity insurance benefits, but will also be fined by the family planning department.

The conditions for reimbursement of maternity insurance vary according to different regions and policies. Generally speaking, people who meet the following conditions can apply for maternity insurance reimbursement:

1, and paid the maternity insurance premium within the specified time;

2. Women give birth or midwifery smoothly within the specified time;

3, women need hospitalization, and hospitalization within the prescribed time.

To sum up, maternity insurance is the protection of female workers' labor rights and interests. When female workers are unable to participate in productive labor during pregnancy and childbirth, they can be given financial subsidies by the national maternity insurance.

Legal basis:

Article 54 of the Social Insurance Law of People's Republic of China (PRC)

The employer has paid maternity insurance, and its employees enjoy maternity insurance benefits; Unemployed spouses of employees enjoy maternity medical expenses in accordance with state regulations. The required funds are paid from the maternity insurance fund.

Maternity insurance benefits include maternity medical expenses and maternity allowance.

Article 56

Workers in any of the following circumstances can enjoy maternity allowance in accordance with state regulations:

(1) Female employees enjoy maternity leave;

(2) Enjoy family planning operation leave;

(3) Other circumstances stipulated by laws and regulations.

Maternity allowance is calculated and paid according to the average monthly salary of employees in the previous year of the employer.

Social security maternity insurance reimbursement conditions are as follows:

(a) in line with national, provincial and municipal family planning policies;

(2) When giving birth or carrying out family planning operation, the employer pays more than 1 year for employees and continues to pay. Prenatal examination fee and production fee, the parties bring marriage certificate, social security card and family planning certificate issued by the street to the designated maternity insurance hospital for direct credit card settlement.