Can I lend my health insurance card to someone else?

You can't lend your health insurance card to others. The medical insurance card is one of the certificates that the insured person should enjoy the medical insurance, and it is limited to the use of the insured person himself/herself. If there is a balance on the card (personal account), it can be used to pay for the out-of-pocket expenses at the designated hospitals in the participating areas (if it is not enough to pay in cash) or to buy medicines in the medical insurance catalog at the designated pharmacies, otherwise it is a violation of the law.

How to penalize the use of health insurance card lent to others

1, the use of non-members of the health insurance card to seek medical treatment, is a fraudulent fraudulent social insurance behavior, social security departments can impose a fine on the borrower, the lender to stop the reimbursement of the health insurance card penalties.

2, China's "Social Insurance Law" Article 88: fraud, falsification of documents or other means to obtain social insurance treatment, the social insurance administrative department shall order the return of fraudulent social insurance benefits, and impose a fraudulent amount of more than two times the amount of five times the fine.

How to use the medical insurance card:

1, the scope of use of the medical insurance card: insured workers in the designated hospitals, pharmacies, medicine purchase, you can use the password in the card machine card use, but can not withdraw cash or transfer the use of funds;

2, the balance of the card inquires: the insured workers can be by dialing the telephone balance inquiries, but also in the city of the Bank of the Savings or designated hospitals and pharmacies inquiries. You can also log on to the social security inquiry system on the Internet to check;

3, health insurance card transaction inquiries: insured workers can go to the savings office of the Bank of China with their ID cards and medical certificates to request a printout of the transaction records of the health insurance card, including the allocation of personal account funds and consumption records. If you have any questions about the transaction records, you can go to the retail business department of the Bank to make inquiries;

4. Password of the medical insurance card: If the insured workers change their passwords, they can call the phone to change it, or they can go to the savings office of the Bank with their ID cards to change it. If the insured employee forgets the password, he/she can go to the savings office of BOC with his/her ID card to lose the original password and change the password;

5. Custody of the medical insurance card: The insured employee should keep the medical insurance card properly, if it is lost accidentally, he/she should go to his/her unit immediately to issue a letter of proof and go to the medical insurance office to confirm the loss by stamping the letter and go to the savings office of BOC with his/her ID card to register the loss and go for the procedure of replacing the card, and then he/she can get a new card after 7 days;

6, Note: When the number of transactions of the medical insurance card reaches 60 times, the insured employee must go to the savings office of China Bank to print the transaction record, otherwise, the use of the card will be stopped. After the transaction records are printed, the card can continue to be used.

Summary of the above is the editor of the medical insurance card can be lent to others to use? I hope it can help you

Legal basis:

The People's Republic of China Social Insurance Law, Article 2 of the State to establish a basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance, maternity insurance and other social insurance system, to ensure that the citizens of old age, illness, industrial injury, unemployment, maternity and other circumstances in accordance with the law from the State and society to obtain material help. The right to material assistance from the State and society in cases of old age, sickness, industrial injury, unemployment and maternity. Article 4 Employing units and individuals within the territory of the People's Republic of China*** pay social insurance premiums in accordance with the law, and have the right to inquire about the records of contributions and individual rights and interests, and to request social insurance agencies to provide social insurance advice and other relevant services. Individuals enjoy social insurance benefits in accordance with the law, and have the right to supervise the payment of contributions for them by their own units. Article 28 in line with the basic medical insurance drug list, diagnostic and treatment items, medical service facilities standards, as well as emergency, rescue medical expenses, in accordance with state regulations from the basic medical insurance fund.