Job Recruitment Website - Social security inquiry - The difference between running the door and not running the door.
The difference between running the door and not running the door.
1, the payment is different: rural medical insurance pays several hundred yuan a year, and social security needs to pay several thousand to ten thousand yuan;
2. Different insurance items: rural medical insurance only includes medical insurance, and social security also includes pension, unemployment, work injury and maternity insurance;
3. Different payment methods: rural medical insurance is entirely borne by the insured, and social security is shared by employees and companies;
4. Different reimbursement rates: if the outpatient expenses exceed 2,000 yuan, the dispatched personnel will be reimbursed 50% during the contract period, and the individual will pay 50%, with a maximum annual reimbursement of 20,000 yuan;
5. Outpatient treatment for special diseases: insured persons with specific diseases can enjoy outpatient treatment for special diseases after approval, and settle accounts with designated hospitals according to regulations;
6. Reimbursement for hospitalization: After 20 years of medical insurance payment, you can enjoy medical insurance reimbursement after retirement.
The concept and function of Mente;
1, Mente refers to outpatient special diseases, which is a supplementary form of medical insurance;
2. The tutor's role is to provide outpatient expenses reimbursement for insured persons with specific diseases;
3. The diseases that 3.Mente usually covers include chronic diseases and special diseases, such as diabetes and hypertension;
4. The reimbursement ratio and scope of 4.Mente are determined by the local medical insurance policy, which may be different in different regions;
5. Outpatient service can reduce the economic burden of patients, especially for chronic patients who need outpatient treatment for a long time.
To sum up, there are significant differences between the two groups in payment fees, coverage of insurance items, payment methods, reimbursement ratio, outpatient treatment of special diseases, hospitalization medical reimbursement and so on. Among them, rural medical insurance is relatively economical, covering only basic medical insurance, while social security includes more comprehensive security items, and the expenses are shared by individuals and units, providing a higher reimbursement ratio and medical treatment for special diseases, and providing more extensive and in-depth social security for the insured.
Legal basis:
People's Republic of China (PRC) social insurance law
Article 29
The medical expenses of the insured shall be paid by the basic medical insurance fund, and shall be directly settled by social insurance agencies, medical institutions and pharmaceutical business units. The administrative department of social insurance and the administrative department of health shall establish a settlement system for medical expenses in different places to facilitate the insured to enjoy the basic medical insurance benefits.
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