Why doesn't the social security I bought get a refund every month?

Legal analysis: there may be three reasons why social security cards do not refund money: first, the medical insurance payment grades are different, and some medical insurance cards do not refund money; Second, the current social security card has financial functions. If you check the balance at the bank counter, check the balance of the bank card in the social security card. If no money has been deposited before, the balance is zero; Third, the social security card is not activated, and the amount cannot be queried. Because of the different payment grades of medical insurance, some people can get money back from the medical insurance card, while others can't. Under normal circumstances, individual industrial and commercial households and flexible employees participate in medical insurance at a minimum of 8%. There is often a grading standard for medical insurance, that is, 10% of the medical insurance payment ratio, and the money will be refunded to the medical insurance card every month. Therefore, no matter whether the medical insurance card is refunded or not, you should pay attention to paying social security yourself to avoid misunderstanding.

Legal basis: Article 58 of People's Republic of China (PRC) Social Insurance Law. The employing unit shall handle social insurance registration for employees within 30 days from the date of employment. If the social insurance has not been registered, the social insurance agency shall verify the social insurance premium it should pay. Employees-free individual industrial and commercial households who voluntarily participate in social insurance, part-time employees who do not participate in social insurance in the employing unit and other flexible employees shall apply to the social insurance agency for social insurance registration. The state establishes a national unified personal social security number. Personal social security number is a citizen's identity number.