Hangzhou five insurance and one gold how to calculate

Hangzhou five insurance and gold related contribution policy.

(1) Hangzhou social security contribution standards

Social security contribution ratio:

Pension insurance: unit 14%, individual 8%

Medical insurance: unit 11.5%, individual 2% + 4 yuan

Unemployment insurance: the employer in accordance with the unit's total wages of 1.5%, the employee in accordance with their own personal wages of 0.5% **** Unemployment insurance premiums are paid in the same way.

Maternity insurance: the employer pays 1.2%, and the individual employee does not pay

Worker's compensation insurance: 0.5% for the first class of industry, 0.8% for the second class of industry, and 1.2% for the third class of industry for the enterprises within Hangzhou city. Enterprises in five counties (cities) 0.7% for one type of industry, 1.0% for the second type of industry, 1.4% for the third type of industry, and the individual employee does not pay

Social security contribution base:

Pension insurance: when determining the contribution base, the individual employee's average monthly salary for the year is lower than 60% of the average monthly salary of the employees in Zhejiang Province for the previous year, it is determined according to 60%, and if it is higher than 300%, it is determined according to 300%. .

Calculation formula:

(2) Hangzhou Provident Fund Contribution Standards

Provident Fund Contribution Ratio: Hangzhou Housing Provident Fund Contribution Ratio is 12%.

Base for contribution to the provident fund: the base for contribution is the average monthly salary of the employee himself in the previous year. For new employees, the contribution base is the employee's monthly salary from the second month of his/her employment; for newly transferred employees, the contribution base is the employee's monthly salary from the date of salary payment by the transferring unit. When the annual adjustment is made, the contribution base is the average monthly salary of the employee in the previous year, and the employee's salary is calculated in accordance with the items included in the statistics of the total wage as stipulated by the National Bureau of Statistics.

Calculation formula:

Individual monthly contribution = contribution base × contribution ratio (rounded up to the nearest dollar)

Unit monthly contribution = contribution base × contribution ratio (rounded up to the nearest dollar)

Aggregate monthly contribution = Individual monthly contribution + unit monthly contribution

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