How civil servants pay for health insurance

You can absolutely continue to pay on your own, it's just more expensive.

After you quit your job, you can make individual stall contributions to basic pension insurance and medical insurance. Individual filed contributions are handled by the labor and employment department, so please consult the municipal labor and employment office. The Social Insurance Law stipulates that individuals who have participated in basic pension insurance and have accumulated fifteen years of contributions by the time they reach the legal retirement age will receive a basic pension on a monthly basis. The calculation of the pension is related to the number of years of contributions, the contribution base, because we do not know your specific situation, please dial the local social security bureau of the specific advice.

One, social security

1. The company and the individual part of their own payment, a little more trouble, if you and the unit is more familiar with the unit to ask your unit to continue to help you to pay, you give the money to your unit can be.

Social security: you still need to pay 3 years, a **** need to pay 15 years; (men and women a 1. Civil servants resigned from the unit after the number of years of work is deemed to be the number of years of social security payments).

2. After resignation, if it is not enough for 15 years, you need to pay social security by yourself.

3. Now the civil service social security policy has also begun to reform, civil servants pay social security and enterprises to pay the same social security. In the future, civil servants also need to pay their own personal part of the social security.

Second, health insurance contributions

You also need 8 to 13 years (that is, men have to pay 13 years, women have to pay: 8 years); a **** need to pay 20 to 25 years (that is, men have to pay 25 years, women have to pay 20 years).

For medical insurance, if you find a job in another local enterprise or institution, the enterprise or institution operator will go to the medical insurance center to handle the procedures for increasing the number of members and make up the medical insurance premiums for the interrupted period in one lump sum.

Three, pension insurance contributions

1. According to the regulations, from April 2007, civil servants stop paying pension insurance, so civil servants after leaving the civil service, if you are insured in a different place, you can transfer the pension insurance from 1996 to March 2007, or according to the self-employed in the municipal organs of the social security center to renew the insurance, and the implementation of the pension insurance system for urban enterprise workers. (c) The pension insurance system for urban enterprise workers will be implemented. If the personnel relations hosted in the city personnel personnel public **** service center agency, you can continue to participate in the pension insurance according to the institutions.

2. If your account is in the local area and you continue to participate in the pension insurance in the local area, then go to the local municipal health insurance center to renew the insurance as a self-employed person and make a one-time payment of the interrupted period of health insurance premiums. Self-employed persons are required to provide the following materials to participate in the insurance: an agreement (certificate) to terminate the labor contract (relationship), ID card, pension insurance manual, personal agricultural bank settlement account.

3. You can go to your local social security bureau to consult, if you want to transfer insurance, you need to have your current unit to open a resignation voucher, you can take this to the social security bureau to transfer insurance, the premise is that there must be a unit to receive; to understand that only the pension insurance can be unlimited region of the country can be transferred to all regions, the other insurance is to buy a month to enjoy a month and medical insurance can not be interrupted for more than three months, if more than three months, if more than three months. If it is interrupted for more than three months, you will have to stop for six months from the month you bought it before you can enjoy the social security card again. The terms and conditions vary from region to region, so you need to consult with the relevant people

Fourth, the use of contribution-related facilities

1. The formula for calculating the pension benefits of retired enterprise workers in all municipalities is the same, **** with a computer program, so in any social security agency for the retirement formalities, as long as the conditions of the same at the time of retirement, the retirement benefits are also the same.

2. You can transfer your file and account to the talent market for hosting, and pay social security and medical insurance on your behalf.

3. The talent market only hosts unmarried collective accounts. Before registering your marriage, if you bought a home, you can split your account after getting a real estate license, and just take the real estate license to the police station for settlement. If you need to register your marriage before you buy a house, you must move your account out of the talent market within 30 days when you register your marriage.

Fifth, the contribution rate and hormone

1. Resignation, temporarily without work, social security and health insurance are all paid by the individual, the payment base is the average monthly salary of the previous year 60%-300%, the contribution ratio, social security is 20%, health insurance can be paid at a minimum of 5.5%

2, social security is not according to your actual monthly salary as the base, but to the local average monthly income of local workers in the previous year. Annual average monthly income of active employees wages as the basis for the contribution base, the minimum is 60% of the average monthly wage, the maximum is 300% of the average monthly wage, grade difference is generally 50 or 100 yuan. Health insurance is based on the average monthly wage for the contribution base

3. For example, your monthly salary is 1,000 yuan, and the local average monthly salary of local workers for the previous year is 1,860 yuan, the social security contribution base, the minimum is 1,316, the next step is 1,350 or 1,400, and then the next step is 1,400 or 1,500, the maximum is 5,580. and health insurance uniformly according to the 1,860 for the contribution base

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4. Social security and health insurance, are generally entrusted to the bank withholding, as long as your contribution account has sufficient amount, do not care about it

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