Social security can be paid back after 50 years of age

Social security can be paid up when you reach the age of 50.

According to the current social insurance law, even if a woman reaches the age of 50, she can still choose to continue to contribute until she meets the minimum number of years if her accumulated contribution period is less than 15 years. In the case of those who were already insured before the implementation of the social insurance law, if they still have not completed 15 years of contributions after a five-year extension, they can also choose to make up the remaining years in a lump sum to ensure that they can receive a pension when they reach the legal retirement age. In addition, for women who first joined the insurance program after the implementation of the social insurance law, if they do not have enough years of contributions by the time they reach the statutory retirement age, they can also make up the 15-year minimum contribution period by extending the contribution period or making a one-time retroactive contribution in order to be eligible for the basic pension insurance benefits.

Social security payment rules:

1, the number of years of payment: the number of years of social security payment is usually linked to the retirement age, and different regions may have different regulations;

2, the base of payment: the base of social security payment is usually related to the average salary of the individual in the previous year, and different types of social security (such as pension insurance, medical insurance, etc.) may have different payment bases;

3, the proportion of payment: units and individuals in accordance with a certain percentage *** with the payment of social security costs, the proportion according to local policy;

4, make-up policy: some areas allow under certain conditions to make up for the payment of social security, make-up the number of years, the amount of money and the procedures need to follow the provisions of the local social security bureau;

5, the personal account: social security payment of some of the funds will go into the personal account, such as pension insurance personal account, used for the purpose of social security insurance.

6, social security treatment: social security payment to meet a certain number of years, individuals can enjoy the corresponding social security treatment, such as pensions, medical reimbursement and so on.

In summary, the current social insurance law allows women to continue to make contributions or make one-time retroactive contributions until they meet the minimum number of years of contributions if they have accumulated less than 15 years of contributions when they reach the age of 50, both before and after the implementation of the law, to ensure that they will be able to receive their pensions when their legal retirement age arrives, so that they can enjoy the rights and interests of the basic old-age insurance.

Legal basis:

The Law of the People's Republic of China on Social Insurance

Article 16

Individuals who have participated in basic old-age pension insurance shall receive a monthly basic old-age pension if they have made contributions for a cumulative total of fifteen years by the time they reach the statutory retirement age. Individuals who have participated in basic pension insurance and have contributed for less than fifteen years by the time they reach the statutory retirement age may contribute until they reach the full fifteen years and receive a basic pension on a monthly basis; they may also be transferred to the new type of rural social pension insurance or the urban residents' social pension insurance, and shall enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.