What is the impact of cutting off social security at your own expense?

1, needless to say, people living in big cities know that, for example, Beijing, if you are a non-local hukou, you can only buy a car and a house if you have social security in Beijing for five consecutive years. Social security here refers to five insurances. As long as one day is interrupted, it will be recalculated for five years. 2. Endowment insurance in social security. According to the Interim Measures for the Management of Individual Accounts of Employees' Basic Endowment Insurance, you can enjoy life-long retirement after the pension insurance payment reaches 15 years. Generally this 15 year is calculated cumulatively. If it breaks in the middle, you can continue, but even if you continue, it will affect your retirement benefits in the future. If the old-age insurance is paid intermittently for several years, the proportion of basic old-age insurance will be less by a few percentage points. 3, medical insurance women have to pay enough for 20 years, men have to pay enough for 25 years, and they can enjoy life after retirement. Medical insurance has a buffer period of 3 months from the date of suspension of payment. Over this period, recalculate the continuous payment period. For the interruption of medical insurance, the most direct impact is that there is no medical reimbursement function, and the medical expenses incurred during the interruption period are not reimbursed, only the medical expenses incurred during the continuation period can be reimbursed. 4. Other insurances, such as unemployment insurance, maternity insurance, housing accumulation fund, etc., can only be used if the payment is over 1 year, and industrial injury insurance can also be used at any time.

Legal objectivity:

"Social Insurance Law of People's Republic of China (PRC)" Article 16 Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid for fifteen years at the statutory retirement age. Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council. Article 27 of the Social Insurance Law of People's Republic of China (PRC), if an individual who participates in the basic medical insurance for employees reaches the statutory retirement age and the accumulated payment reaches the fixed number of years stipulated by the state, he will no longer pay the basic medical insurance premium after retirement and enjoy the basic medical insurance benefits in accordance with the provisions of the state; Those who have not reached the fixed number of years prescribed by the state may pay the fees to the fixed number of years prescribed by the state.