Dongguan agricultural insurance to social security time how to count

The information needed to convert agricultural insurance to social security is: agricultural insurance card, ID card, 1-inch photo to go to the social security department. First, agricultural insurance, also known as rural cooperative medical insurance, is the local? Government and village committees subsidize the basic medical insurance for villagers in each town, only rural household registration can enjoy this kind of medical insurance. Second, social insurance is the state mandatory requirement to buy a kind of insurance, the state development of social insurance, the establishment of social insurance system, the establishment of social insurance fund, the purpose of the workers in old age, illness and injury, unemployment, childbirth and other situations, to get help, enjoy insurance treatment. China's "labor law" "social insurance law" are expressly stipulated, the employer for the workers to pay social insurance is the employer's legal obligations, obviously has the characteristics of the state compulsory, the employer shall not be any excuse and reason to refuse to undertake that legal obligation. The process is as follows:

1, commutation. After transferring the personal account storage amount of the original agricultural insurance to the city insurance, it is converted into the city insurance contribution years and personal account. From the date of convergence, the corresponding urban insurance contribution standard is converted forward. The corresponding urban insurance contribution standard is: 60% to 300% of the average salary of the employees in the integrated area in the past years as the base (the specific standard is determined by the labor security bureaus of the provincial municipalities), and the principal amount of the pension insurance premiums calculated by the sum of the individual contribution ratio and the enterprise's contribution ratio of 20% in the past years as the ratio, as well as the interest calculated according to the interest rate of the old-age pension insurance in the past years. The commuted years of contributions prior to 1996 are not recorded in the individual account. If the starting time of the commuted contribution period is earlier than the implementation point of the local agricultural insurance, the accumulated amount of the agricultural insurance account in excess will not be commuted, and will be refunded to the individual by the agricultural insurance organization or directly transferred to the urban insurance account.

2. Making up the difference. According to the above provision, the amount of urban insurance contributions from the date of joining the agricultural insurance to the date of joining the urban insurance shall be calculated, and after offsetting the amount of urban insurance contributions with the amount accumulated in the individual account of the employee's agricultural insurance and making up for the difference, the time of his/her joining the agricultural insurance can be counted as the number of years he/she has been paying the urban insurance contributions.

3. Sequestration. The original farm insurance individual account storage amount by the farm insurance agency to seal and continue to accrue interest. From the date of joining the city insurance to establish the city insurance personal account, according to the city insurance scheme to pay the basic pension insurance premiums and calculate the number of years of contributions. After reaching the retirement age, the accumulated amount in the individual account of the agricultural insurance will be merged into the individual account of the urban insurance, and the pension benefits will be calculated according to the urban insurance method. The 15 years of social security payment is the minimum base, can not be interrupted in the middle, and then renewed to pay late fees. 15 years after each additional year of payment, the proportion of the retirement pension will be increased. If you interrupt your contributions after joining the basic pension insurance, your personal account pension will firstly be stagnated at a fixed amount, and naturally, the years of contributions at the time of interruption will not be added to the consolidated years of contributions. When you retire in the future, the basic pension will be lower when you calculate your retirement benefits according to the accumulated years of contributions. Secondly, the personal account reserve is small, the personal account pension is also reduced, for the future adjustment of the pension level, due to the interruption of contributions to the low level of pension will not be tilted to the policy, in general, the interruption of contributions brought about by the loss is far greater than the interruption of contributions to save the basic old-age pension insurance premiums. When a non-contributor reaches retirement age, the first thing to do is to see if he has accumulated 15 years of contributions; if he has accumulated less than 15 years of contributions, he can only have the personal contribution portion of his personal account refunded to him in a lump sum, which does not guarantee his basic living needs in his old age. After 15 years of contributions, those who have not reached the retirement age and stopped making contributions, in the future, when they reach the retirement age to calculate the pension after retirement, the pension is calculated according to the average social wage of the previous year in which the contributions were interrupted, not according to the average social wage of the previous year at the time of retirement. You can take a look at the Interim Regulations on the Collection and Payment of Social Insurance Premiums (State Council Decree No. 259) Lastly, I would like to add that you should finally ask the local social security bureau, and if you don't know, you can ask the county public security bureau, because this is a very big relationship between the local policy and the big city, and almost every city's contribution is not the same and the social security is divided into levels of first class and second class, according to the level of the local economy!

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