What does medical social security mean?

Medical social security is social medical insurance.

Medical insurance is one of the social security projects. Social security includes endowment insurance, medical insurance, maternity insurance, unemployment insurance and industrial injury insurance. The insurance costs are shared by the company and the individual. Usually, the company will bear about 75% and the individual will bear about 25%. This is the cost that the company must pay for its employees. After paying the five social insurance (i.e. endowment insurance, medical insurance, maternity insurance, unemployment insurance and industrial injury insurance), you can be reimbursed for seeing a doctor and giving birth to a child, get unemployment benefits when you are unemployed, and get a pension after retirement.

Social medical insurance is a social insurance system established by the state and society according to certain laws and regulations to provide basic medical needs for workers within the scope of protection. The basic medical insurance fund consists of overall funds and individual accounts. The basic medical insurance premiums paid by individual employees are all included in individual accounts; The basic medical insurance premium paid by the employer is divided into two parts, one part is included in the personal account, and the other part is used to establish the overall fund.

legal ground

People's Republic of China (PRC) social insurance law

Twenty-third employees should participate in the basic medical insurance for employees, and the employer and employees should jointly pay the basic medical insurance premiums in accordance with state regulations.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations. Article 24 The state establishes and improves the new rural cooperative medical system.

Measures for the administration of the new rural cooperative medical system shall be formulated by the State Council. Article 25 The state establishes and improves the basic medical insurance system for urban residents.

The basic medical insurance for urban residents combines individual contributions with government subsidies.

People who enjoy the minimum living guarantee, disabled people who have lost their ability to work, elderly people and minors over 60 years old in low-income families, etc. , subsidized by the government.