How much does social security pay a year 12000 for retirement? Are private enterprises the same as state-owned enterprises in providing for the aged?

How much does social security pay a year 12000 for retirement? Are private enterprises the same as state-owned enterprises in providing for the aged?

1. If you pay 12000 a year, how much money can you get when you retire?

If the annual pension is 12000 yuan, the average monthly pension is 600 yuan. Let's calculate the specific amount of pension.

The first part is the basic pension. Refers to the retirement fee. According to the development of each province, the standards are slightly different. In the first half of the year, the relevant departments also issued materials to urge the provincial units to increase the proportion of this part of the funds, which shows that China attaches great importance to this piece. The basic pension has a gear, generally between 0.6 and 3. If an employee's basic salary is 2000 yuan, he can get at most 600 yuan and at least 240 yuan.

The second component is personal account pension. Generally speaking, the total balance of proprietary account is divided by 139, and the result is the specific value of this part. The total amount of personal account is the specific amount after 8% of the social security fee you pay each year is calculated into your personal account. If your annual social security fee is 12000 yuan, your personal account will get 960 yuan every year. After 15 years, your personal account will have 10400 yuan, and this pension will have 5 1 yuan.

Second, are private enterprises and state-owned enterprises the same as pensions?

Private enterprises and state-owned enterprises have the same pension. Here refers to the employee pension insurance, there is no difference between the two standards, but it depends on the calculation conditions of pension, mainly on the cumulative payment period, the average payment index and the average social wage in your area, which is determined by subjective conditions. In other words, the longer the payment period, the higher the payment index, so the higher the pension benefits after retirement. It has nothing to do with the nature of state-owned enterprises or private enterprises.

In addition, state-owned enterprises basically handle enterprise annuities for employees as a supplement to basic old-age insurance; Most private enterprises will not handle enterprise annuities for their employees, so employees of state-owned enterprises will receive an extra pension after retirement than retired employees of private enterprises.

It is precisely because of these two situations that the pensions of employees in state-owned enterprises are generally higher than those in private enterprises.