National social security payment standard 2022

The economic level of each city is different, and the base of social security contributions is different, but the proportion of social security contributions is roughly the same nationwide.

First, the social security of urban workers:

1, endowment insurance, the unit contribution ratio is 16%, and the individual contribution ratio is 8%;

2. Medical insurance, the unit contribution ratio is 10%, and the individual contribution ratio is 2%;

3, maternity insurance, the unit payment ratio is 1%, and individuals do not pay;

4, industrial injury insurance, the unit payment ratio is 0.5%, individuals do not pay;

5. Unemployment insurance, unit contribution rate 1%, individual contribution rate 0.5%.

Monthly payment amount of various social insurance premiums = σ (monthly payment base of various insurances for employees × payment ratio of various insurance units+monthly payment base of various insurances for employees × payment ratio of various insurance individuals)

The payment amount of endowment insurance is equal to the payment base multiplied by the payment ratio. Generally, the contribution rate of employees in the unit is 8% of the contribution base borne by employees themselves, but places like Guangdong Province and Zhejiang Province also have 14%.

Second, the contribution rate of flexible employees is generally 20% of the payment base I choose, but it is also 24% in Shanghai and other places.

I. The calculation method of social security contribution amount is as follows:

The payment amount is equal to the payment base multiplied by the payment ratio.

1, social security payment base, social security payment base, refers to the wage base used by enterprises or employees to calculate and pay social insurance premiums. This base multiplied by the prescribed rate is the amount of social insurance premiums that enterprises or individuals should pay. Local social security payment bases are linked to local average wage data. It is determined according to the average monthly wage income of employees from June 1 day to February 1 day in the previous year. Once a year, it will not change within one year after confirmation. The time to apply for adjusting the social security base is generally in July.

2, payment ratio, payment ratio, that is, the collection rate of social insurance premiums. China has not made specific and clear provisions on the collection rate of social insurance. According to China's current social insurance policy, we implement different collection ratios for different types of social insurance.

Two, the social security payment method is as follows:

1. If the company does not pay, there is still a labor relationship with the employer. The application conditions for supplementary payment are put forward by the individual to the employer, and then the employer applies to the social security bureau; Required materials: application form for payment of social insurance premium, original labor contract of employees and copy of administrative official seal of the unit; The original salary payment list and the copy and original voucher stamped with the official seal of the unit; A copy of the payer's ID card and a copy of the social security card stamped with the official seal of the unit;

2. Individuals who have no unit pay social security. This situation can also be repaid, and individuals can repay the information needed for social security, such as household registration books and ID cards; Pay back the money, the company's employee payroll; Financial time voucher; The original labor contract between the individual and the company; Supplementary endowment insurance application form; Write down the reasons for overdue payment, and the company seals it;

3, social security transfer, want to pay back the previous payment. This usually happens when the company changes and social security has been transferred to a new unit. If you want to pay back the social security you paid before, you can ask the new company if you can pay it back. If you leave your original work city, you need to bring good information to the social security center for social security transfer, and the new city will continue to participate in the insurance.

In short, the proportion of social security contributions in 2022 is as follows: endowment insurance, the proportion of unit contributions is 20%, and the proportion of individual contributions is 8%; Medical insurance, unit contribution ratio 10%, individual contribution ratio 2%; Maternity insurance, the unit payment ratio is 1%, and individuals do not pay; Industrial injury insurance, the unit payment ratio is 0.5%, and individuals do not pay; Unemployment insurance, the unit contribution ratio is 1%, and the individual contribution ratio is 0.5%.

legal ground

People's Republic of China (PRC) social insurance law

Article 4 Employers and individuals who pay social insurance premiums according to law in People's Republic of China (PRC) have the right to inquire about payment records and personal rights and interests records, and ask social insurance agencies to provide social insurance consultation and other related services.

Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.

Article 12 The employing unit shall pay the basic old-age insurance premium according to the proportion of the total wages of employees stipulated by the state and record it in the basic old-age insurance pooling fund.

Employees shall pay the basic old-age insurance premium in accordance with the proportion of wages stipulated by the state and record it in their personal accounts.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employing unit and other flexible employees who have participated in the basic old-age insurance shall pay the basic old-age insurance premiums in accordance with state regulations and record them in the basic old-age insurance pooling fund and individual accounts respectively.