Social security payment standard for flexible employees in Zigong city

Zigong flexible employment social security payment standards are as follows:

60% 407 1 20% 8 14.2 9770.4

70% 4750 20% 950 1 1400

80% 5428 20% 1085.6 13027.2

90% 6 107 20% 122 1.4 14656.8

100% 6785 20% 1357 16284

150% 10 178 20% 2035.6 24427.2

200% 13570 20% 27 14 32568

250% 16963 20% 3392.6 407 1 1.2

300% 20355 20% 407 1 48852

The differences between flexible employees and employees who pay endowment insurance are as follows:

1, the cost burden is different. In enterprises, the old-age insurance premium is shared by enterprises and employees, and individuals can only pay the full social insurance premium;

2. The payment ratio is different. Enterprises pay social security, employees themselves bear 8% of the payment ratio, and enterprises bear 16% of the payment ratio. Flexible employees pay social security at the rate of 20%;

3. The payment base is different. The enterprise payment base should be paid according to the salary level of employees, with a minimum of 60% and a maximum of 300%, and employees cannot choose. Flexible employees pay endowment insurance, and the payment base can be freely selected at 60%-300%;

4. Social insurance subsidy policies are different. In order to promote the employment of employees and stabilize the positions of people with employment difficulties. Enterprises that employ people with employment difficulties can enjoy social security subsidies, but the scope of subsidies is limited to the social security part undertaken by enterprises. Flexible employees do not exceed 2/3 of the personal burden;

5. The retirement age of women is different. The retirement age of female flexible employees is 55 years old. The retirement age of enterprise employees is 50 years old for female employees and 55 years old for female cadres, managers and professional and technical personnel.

Endowment insurance is a social insurance system established by the state and society according to certain laws and regulations to solve the problem that workers reach the working age limit stipulated by the state to terminate their labor obligations or quit their jobs because of old age. Although flexible employees and on-the-job employees pay different amounts, when they retire in the future, the pension benefits generated in the same area and at the same retirement age are the same.

To sum up, there is still a big difference between flexible employees and employees who pay endowment insurance, but no matter which one is the guarantee.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 10

Employees shall participate in the basic old-age insurance, and the employer and employees shall jointly pay the basic old-age insurance premium. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employer and other flexible employees can participate in the basic old-age insurance, and individuals pay the basic old-age insurance premium. The measures for the endowment insurance of civil servants and staff managed by reference to the Civil Service Law shall be formulated by the State Council.

Article 12

The employing unit shall pay the basic old-age insurance premium according to the proportion of the total wages of its employees stipulated by the state, and record it in the basic old-age insurance pooling fund. Employees shall pay the basic old-age insurance premium in accordance with the proportion of wages stipulated by the state and record it in their personal accounts. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employing unit and other flexible employees who have participated in the basic old-age insurance shall pay the basic old-age insurance premiums in accordance with state regulations and record them in the basic old-age insurance pooling fund and individual accounts respectively.

Article 13

Before employees of state-owned enterprises and institutions participate in the basic old-age insurance, the basic old-age insurance premiums payable during the payment period shall be borne by the government. When the basic old-age insurance fund is insufficient to pay, the government gives subsidies.