How to deal with both places are insured

To ensure that the rights and interests of individuals are protected, and to avoid problems such as duplication of contributions or omission of contributions.

I. Understanding the situation of participation in two places

Individuals first need to understand the specifics of their participation in two places, including the type of participation, payment records, time of participation, etc. This will help determine how to deal with the issue of participation in two places. This will help determine how to deal with the issue of dual enrollment.

Second, choose to keep the insurance in one place

Depending on the actual situation and needs of individuals, they can choose to keep the insurance relationship in one of the places and terminate the insurance in the other place. When choosing, you can consider factors such as your place of work, place of residence, and medical needs.

Third, the transfer of participation relationship

If you choose to keep the participation relationship of one place, you need to apply for the transfer of participation relationship. The specific operation includes applying for the transfer to the social security organization in the original place of participation, submitting relevant supporting documents and going through the transfer procedures. At the same time, you need to understand the relevant regulations of the new place of participation to ensure a smooth transfer.

Fourth, avoid duplication of contributions

When dealing with the issue of participation in the two places, you need to pay attention to avoid duplication of contributions. Individuals should carefully check their payment records to ensure that the social security fees in the original place of participation have been paid off before transferring the participation relationship. At the same time, it is also necessary to confirm that there is no duplication of contributions before starting to pay in the new place of participation.

Fifth, consult professional organizations or departments

If individuals have questions or difficulties in dealing with the issue of insurance participation in two places, they can consult professional social security organizations or relevant departments. They can provide detailed guidance and assistance to ensure that the rights and interests of individuals are protected.

In summary:

When an individual participates in social insurance in both places, he or she needs to understand the situation of participation, choose to keep one place for participation, go through the procedures of transferring the participation relationship to avoid duplication of contributions, and consult with a professional organization or department when necessary. This will ensure that personal social security rights and interests are protected and avoid unnecessary trouble and loss.

Legal basis:

The Social Insurance Law of the People's Republic of China

Article 19 stipulates:

If an individual is employed across the co-ordinated area, his basic pension insurance relationship is transferred along with him, and the years of contribution are cumulative. When an individual reaches the legal retirement age, the basic pension is calculated in segments and paid uniformly. The specific measures shall be prescribed by the State Council.

The Interim Measures for the Transfer and Continuation of the Basic Pension Insurance Relationships of Urban Enterprises and Employees

Article 3 of the Interim Measures stipulates that:

If an insured person moves across provinces to take up employment, the social insurance agency of the place where he was originally insured (hereinafter referred to as the social insurance agency in the place where the insured person is transferred out) shall issue a voucher for participation in and payment of premiums, and the basic pension insurance relationship of the person shall be transferred to the new place where he is insured. If the insured person reaches the conditions for receiving basic pension insurance benefits, his/her years of participation and contribution in different places shall be combined and the amount of personal account reserve (including principal and interest, hereinafter the same) shall be calculated cumulatively; before reaching the age of receiving the benefits, he/she shall not terminate the basic pension insurance relationship and go through the procedure of withdrawing from the insurance; among them, those who have gone abroad to settle in China and those who have settled in Hong Kong, Macao and Taiwan, shall be implemented in accordance with the relevant provisions of the State.