The difference between social insurance and rural insurance

Insurance Bian Xiao helps you answer, and more questions can be answered online.

The new rural social endowment insurance, referred to as agricultural insurance for short, is paid voluntarily by individuals for rural residents who are unemployed and have not participated in social security, and is not mandatory; Social security is aimed at on-the-job employees, and all units and individuals must pay fees according to law, which is mandatory;

Social security includes endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and medical insurance; The new rural insurance is only endowment insurance, so the social security coverage is wider. Therefore, people who do new rural insurance often join the new rural cooperative medical system. The level of social security payment is high, and the average level of pension is much higher than that of the new rural insurance.

Social security retirement, male 60 years old, female 50 years old, female management technical post 55 years old; In the new rural insurance, both men and women go through the pension collection procedures at the age of 60.

Agricultural insurance and social security belong to two different types of national social security systems, and the main difference lies in the different target groups. Agricultural insurance is mainly aimed at farmers, with less payment and less pension when they retire; Social security is mainly aimed at urban workers, paying more and receiving more pensions when they retire.

In addition, the main difference between the new rural insurance and social security lies in the different objects of protection:

1, the full name of the new rural cooperative medical system is "new rural cooperative medical system", which is a reimbursement procedure consisting of a small part paid by farmers and a large part paid by the state every year. You must be a rural hukou to participate in the new rural cooperative medical system. Each person pays only the same amount of money each year, and you need to pay again in the second year to enjoy the new rural cooperative medical system. The target population is farmers who work at home and have not come out to work in cities and towns.

2. Social security is the abbreviation of social insurance. Social insurance is a social security system in which the state gives certain material help to workers when they temporarily or permanently lose their source of livelihood due to old age, illness, work injury, unemployment, childbirth, death and other reasons. Social insurance has the characteristics of security, universality, mutual assistance, compulsion and welfare. When the social insurance fund can't make ends meet, the national financial funds will make up for the fund gap.