Can I make up the medical insurance if I haven't paid it?

If you don't pay the medical insurance, you can pay it.

If the medical insurance relationship was interrupted in that year and the insurance was renewed in that year, the personal account amount will not be adjusted; If the medical insurance relationship is interrupted for more than 1 year, it will be credited to the personal account amount from the payment month to the end of the medical insurance year in advance, and the personal account amount during the payment period will be credited to the personal account in one lump sum according to the age proportion of the employees at the time of payment when the medical insurance year is carried forward.

Payment process after medical insurance is broken:

1. If the insured fails to pay the medical insurance premium in full and on time as required, they will stop enjoying the medical insurance benefits from the month when they have never paid it in full and on time. If the payment is continued after the interruption, it must be based on the average salary of local employees in the previous year to make up all the arrears during the interruption;

2. The overdue time is included in the continuous payment time, but you can't enjoy the treatment of the overall fund during the overdue period;

3, the insured to suspend the enjoyment of medical insurance benefits within 60 days (including 60 days) to pay medical insurance premiums, from the next month to enjoy the benefits of pooling funds to pay;

4. If the medical insurance benefits are suspended for more than 60 days to 180 days (including 180 days) to pay back the medical insurance, the benefits paid by the overall fund can only be enjoyed three months after the payment month;

5. If the medical insurance benefits are suspended for more than 180 days and the medical insurance premiums are paid, the benefits paid by the overall fund can only be enjoyed after 6 months from the payment month;

6. If the payment is not made after the interruption, it shall be deemed as re-participation in medical insurance, and the payment time before the interruption shall not be included in the continuous payment time.

Legal basis:

Article 58 of People's Republic of China (PRC) Social Insurance Law

The employing unit shall, within 30 days from the date of employment, apply to the social insurance agency for social insurance registration for its employees. If the social insurance has not been registered, the social insurance agency shall verify the social insurance premium it should pay.

Article 63

If the employer fails to pay social insurance premiums in full and on time, the social insurance premium collection agency shall order it to pay or make up within a time limit.