What is the difference between individual paying social security and unit paying?

First of all, there are different types of social insurance. Many employees know that the company will pay five insurances and one gold for us when they join the company, but for flexible employees, they can only pay pension and medical insurance, because according to the regulations, the remaining three insurances and one gold cannot be paid by individuals. Second, the social security paid by employees is mandatory. According to Article 72 of the Labor Law of People's Republic of China (PRC), social insurance funds should be raised according to the types of insurance, and social pooling should be gradually implemented. Employers and workers must participate in social insurance and pay social insurance premiums according to law. Third, the payment ratio is different. Total payment of five insurances and one gold = social security payment base × (pension insurance payment ratio+medical insurance payment ratio+unemployment insurance payment ratio+provident fund payment ratio)+serious illness medical insurance in 3 yuan; Among them, pension, medical care and unemployment are jointly paid by individuals and enterprises according to a certain proportion (the proportion of social security contributions varies slightly from place to place). Generally speaking, enterprises account for a relatively large proportion, taking Beijing as an example: 1, the proportion of pension insurance contributions; The unit pays 19%, and the individual pays 8%. 2. The proportion of unemployment insurance payment; 0.8% and 0.2%, the proportion of medical insurance payment; The unit pays 9%+ 1%, and the individual pays 2%+3 yuan (medical insurance for serious illness). As for work-related injury and maternity insurance, individuals do not need to pay, and all of them are paid by enterprises. If it is an individual, it needs to be paid by the individual. 4. Different payment types and proportions will lead to different retirement benefits. According to the relevant person in charge of the Social Security Bureau, is there a difference in the retirement age of female insured persons? In general, female cadres are 55 years old, female employees are 50 years old, and everyone is 55 years old. The retirement age of male insured persons is the same, and they are all 60 years old at present.