Shenzhen social security one-time payment

1997 65438+February 3 1 The insured who obtained the household registration in Shenzhen and participated in the endowment insurance for employees in this city before this time point can pay social security in one lump sum. Shenzhen Municipal Bureau of Human Resources and Social Security issued the "Notice on the Issue of One-time Payment of Old-age Insurance Premium for Former Fixed Employees", which clearly pointed out the conditions for individuals to pay social security at one time.

1. If you want to pay endowment insurance in one lump sum, you must meet the following four conditions at the same time:

Obtain Shenzhen household registration before 65438+February 3 1.

2. Before1997 65438+Feb. 3 1, I had participated in Shenzhen employee pension insurance.

3. The working years of the insured in the original state-owned or collective units at or above the county level as regular employees, according to the provisions of Article 12 of the detailed rules for the implementation, cannot be calculated as the deemed payment period.

The deemed payment period refers to the continuous length of service of fixed employees who are still in state-owned or collective-owned units at or above the county level when the local endowment insurance individual payment system is implemented, and is calculated according to the state regulations before the implementation of the local endowment insurance individual payment system.

I haven't gone through the formalities of getting a monthly pension.

2. How much should I pay for one-time supplementary endowment insurance?

Meet the above four conditions, you can voluntarily apply to the municipal social security agency for a one-time supplementary pension insurance, and then wait for retirement to receive a pension.

So, how to pay the endowment insurance in one lump sum?

The Notice shows that the one-time payment amount = monthly payment base × payment ratio × payment months.

After the overdue payment, 8% of the sum of the monthly payment bases will be credited to the basic old-age insurance personal account, and the rest will be credited to the old-age insurance fund. The part transferred to personal account shall bear interest according to the relevant provisions of the state and Guangdong Province.

1. Monthly payment base:

According to the actual income, the insured person determines the base of payment by himself. The payment base should be within the upper and lower limits of the monthly payment wage base of the basic old-age insurance for enterprise employees in Shenzhen. After the payment is received, the payment base of the payment month will not be adjusted.

2. Payment proportion:

According to the relevant regulations on the proportion of social endowment insurance for employees of enterprises in this city when applying for payment, the proportion of individual pension insurance payment in Shenzhen is 8% at present.

3. Repayment months:

The number of months to pay back cannot exceed the working years that the insured person cannot calculate as the payment period.

In addition, the insured should also pay the local supplementary endowment insurance premium at the same time. The starting time of one-time payment of local supplementary endowment insurance premium shall not be earlier than the month when the local household registration is obtained, and the starting time of one-time payment of local supplementary endowment insurance premium shall not be earlier than February 5438+0, 2006.

3. What is the pension insurance treatment after payment?

After one-time payment, the insured person's first insured time and working hours remain unchanged, and the pension insurance payment index is calculated according to the Regulations of Shenzhen Special Economic Zone on Social Endowment Insurance and its implementation rules.

After handling the one-time payment, those who meet the requirements of receiving enterprise employees' pensions on a monthly basis in Shenzhen may apply to the municipal social security agency, which will start to issue the old-age insurance benefits from the next month after acceptance, and will not pay them back before acceptance.

Social security fund is a conditional one-time payment of social security for those who have cut off social security for some historical reasons. According to China's regulations, social security is the accumulation of endowment insurance and medical insurance to a certain number of years, and now the accumulated number of years in most areas is 15 years. Social security payment conditions are different in different regions. Take Shenzhen as an example. The condition of social security payment is that 1997 12 3 1 has obtained Shenzhen household registration before.

Legal basis: Regulations of Shenzhen Special Economic Zone on Social Endowment Insurance