How is social security calculated?

The calculation method of social security years is the cumulative calculation of the time when individuals actually pay social security.

When an individual starts to work, the social security fee deducted from his salary every month is the beginning of social security payment. This time will be recorded in the personal social security account. Whether it is continuous payment or intermittent payment, it will be included in the total payment period. However, it should be noted that intermittent payment may affect individual social security benefits, because in some cases, continuous payment for a certain period of time is a necessary condition for enjoying certain social security benefits.

Personal social security payment steps are as follows:

According to the actual situation and needs of individuals, choose to participate in social security projects.

Prepare relevant personal data. Generally, you need to provide identification, household registration book, employment certificate, recent photo, etc.

There are generally two ways to pay social insurance premiums: one is to pay them regularly on a monthly or annual basis, and the other is to pay them in one lump sum.

Go to the local social security department for social security registration, fill in the relevant application forms, submit personal data, and choose the payment method.

According to the social security items and payment methods selected by individuals, the social security department will calculate the social security fees that should be paid.

According to the requirements of the social security department, complete the payment procedures.

After the payment is successful, you must properly keep the payment voucher issued by the social security department.

To sum up, it is very important to ensure that your social security continues to be paid. This is not only related to the current welfare benefits of individuals, but also related to the future life security.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 16

Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age. Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.