Can Dongguan Social Security get a medicine discount?

1. Dongguan social security card can't be bought at the drugstore.

The silver card has no personal account, so you can't swipe your card at the pharmacy to buy medicine, and the amount of social security paid is different. Gold card has a personal account, so you can swipe your card at the drugstore to buy medicine or go to the hospital to see a doctor.

2. Why can't Dongguan medical insurance card buy medicine in a pharmacy?

Why can my medical insurance card only be used for hospitalization, but not for taking medicine? I finally know after reading it!

If your medical insurance card can't be used to buy medicine, you can only use it in the hospital because the proportion of medical insurance you pay is relatively low. Our employees' medical insurance has two payment grades of 4% and 8%, so as employees of enterprises, they usually pay their own medical insurance according to 8%.

First of all, there are two kinds of pharmacies: one is the pharmacy designated by social security and the other is not. Only designated people can swipe their cards. There are two kinds of medical insurance: one is that individuals pay a large amount (such as enterprise employees), and some of them are included in medical insurance cards, which can be used to buy spare drugs. The other is that individuals pay less (such as rural cooperatives) and do not transfer money to medical insurance cards. The medical insurance card can only be used for hospitalization. The scope of medical insurance reimbursement is very wide. Generally, medical expenses are distinguished according to the characteristics of medical services, including doctor's outpatient expenses, medicine expenses, hospitalization expenses, nursing expenses, hospitalization miscellaneous expenses, operation expenses, and various inspection expenses. Medical expenses are all kinds of expenses incurred by patients to treat diseases, including not only doctors' medical expenses and operation expenses, but also hospitalization expenses, nursing expenses and hospital equipment expenses. At present, only those who pay medical insurance for urban workers can use this card to buy medicine in pharmacies. Medical insurance for urban residents and the new rural cooperative medical system are not allowed.

Secondly, the basic medical insurance for urban workers consists of two parts, one is a personal account, which can be used for pharmacy purchase and outpatient expenses; The other is the co-ordination fund, which can be used for hospitalization reimbursement of serious illness and is operated by the social security fund management department as a whole. Medical insurance for urban and rural residents only includes pooling funds, which can only be used for reimbursement of serious illness hospitalization. The medical insurance card of enterprise employees' basic medical insurance, a relatively sound security mechanism specially established by employees, will be subscribed to the social security card by companies and individuals, and a certain amount of money will be returned to your personal account every month. The money returned to the account is directly used by you to buy samples. If you are hospitalized, employee social security can directly reimburse you for hospitalization expenses. According to the level of the hospital where the patient is located, the reimbursement ratio is different.

3. Can Dongguan's social security card go to a pharmacy to buy medicine?

Dongguan social security card can be used in designated social security pharmacies, and can be paid according to the amount in the card without cash. No reimbursement.

4. Can Dongguan social security card buy medicine in the pharmacy?

Dongguan's social security card can be bought in pharmacies, but it needs to be deducted from the balance of the medical insurance account of the social security card "Gold Card". Dongguan social security card "silver card" does not have the function of offline consumption, and there is no other quota for offline consumption.

There are several ways to judge whether a social security card belongs to a "gold card" or a "silver card":

1. See the social security payment. Social security "gold cards" generally pay a high monthly social security fee, which exceeds that of 500 yuan, and some even reach 1000 yuan or more.

2. Look at the employer. General civil servants, institutions, large enterprises and teachers are all "golden cards".

3. Look at the balance of Dongguan social security card. Log in to the official account of Dongguan Social Security WeChat, and check personal information after logging in. Gold cards with "medical insurance account balance" and "pension account balance" are silver cards, and only "pension account balance" is displayed.

5. Pharmacies that can use social security cards in Dongguan.

Dongguan social security card cannot be used in Shenzhen Dashenlin Pharmacy. Social security card is not universal in China and can only be used in Dongguan. Inquiry method of social security card: 1, inquired by social security center. Bring your ID card to the business halls of social insurance agencies in various districts for enquiry. 2. Check online. Log in to the city's labor security network or social insurance business website, click on the "Personal Social Security Information Query" window, and enter my ID card and password to query my insurance information. 3. Telephone consultation. Call the labor and social security comprehensive service telephone for policy consultation and information inquiry. 4. Touch screen query. If there is a social insurance touch screen inquiry system in the business hall of social insurance agencies in each district, swipe your card or enter the card number or ID number according to the screen prompts for inquiry.

6. Can Dongguan social security card go to the pharmacy to buy medicine?

Not necessarily. Take Dongguan Social Security as an example. Social security cards are divided into gold cards and silver cards. Gold cards are generally municipal insured units, and as far as I know, local people are also gold cards for the insured units of village committees. In general, our company's factories are insured by silver cards. The difference between a gold card and a silver card: First, the users are different. According to the original regulations, "employees of municipal enterprises use gold cards, and employees of township enterprises and urban and rural residents use silver cards". Second, the scope of overall planning. Among them, the "silver card" includes hospitalization and outpatient co-ordination, which realizes the basic medical security for most people with low payment standards. The original "gold card" includes hospitalization pooling and personal accounts, that is, the hospitalization expenses of the insured person of the "gold card" can be reimbursed, but the outpatient expenses for minor illnesses should be borne by themselves. Although enjoying hospitalization supplementary medical insurance, the payment standard is nearly 7 times higher than that of "silver card". Third, medical treatment is different. Gold card holders enjoy a higher standard of medical treatment, but the cost is higher, which is not conducive to the greater effectiveness of medical insurance funds.

From the above, we know that only gold cards can buy medicines in designated pharmacies.