Job Recruitment Website - Social security inquiry - Does anyone know how the three social security funds in Shanghai are calculated?

Does anyone know how the three social security funds in Shanghai are calculated?

1. Social insurance: For employees, the social insurance usually refers to "five insurances and one fund", namely, endowment insurance, medical insurance, unemployment insurance, maternity insurance and work injury insurance; One gold is: housing provident fund. Housing accumulation fund; Specific units and individuals each account for 50% of the proportion, calculated according to the average annual salary of individuals. The state stipulates that the housing accumulation fund shall not be less than 10% of the salary, and the units with good benefits may be higher, and the employees and units shall bear 50% respectively. Therefore, it is very cost-effective for employees to pay housing provident fund!

In terms of "five risks", according to the wages of employees, the sharing ratio between units and individuals is generally: pension insurance units bear 20%, and individuals bear 8%; 6% for medical insurance units and 2% for individuals; Unemployment insurance unit 2%, individual1%; 1% maternity insurance shall be borne by the unit; 0.8% of work-related injury insurance is also borne by the unit, and individual employees do not bear maternity and work-related injury insurance.

2. How to calculate specifically, it is very simple to have the proportion of units and individuals and wage income! ! If the monthly salary is 2500 yuan:

Endowment insurance: the unit pays 2500 * 20% per month = 500 yuan, and the individual pays 2500*8%=200 yuan;

Medical insurance: the unit pays 2500*6%= 150 yuan every month, and the individual pays 2500*2%=50 yuan;

Unemployment insurance: the unit pays 2500 * 2% per month = 50 yuan, and the individual pays 2500* 1%=25 yuan;

Maternity insurance: the unit pays 2500 * 1% = 25 yuan per month, but the individual does not;

Work-related injury insurance: the unit bears 2500 * 0.8% per month = 20 yuan, and the individual does not bear it;

Housing accumulation fund: the unit will bear 2500*5%= 125 yuan, and the individual will bear 2500*5%= 125 yuan (all of them will be credited to personal accounts, and some local units and individuals will bear 8% respectively).

Social insurance in Shanghai is not much different from other places! !