How to deduct fees for children's medical insurance and adult medical insurance?

Children's medical insurance is bound to adult medical insurance. You can pay medical insurance premiums for family members who participate in residents' medical insurance through family mutual aid accounts.

The payment process is as follows:

Step 1: Enter the "My Medical Insurance" page and click the "family account Mutual Aid" module.

Step 2: Enter the family mutual aid page and click "Add" to add a mutual aid account.

Step 3: Please read the details of the Notice of Family Mutual Assistance carefully, then tick "Add the notice of family members after reading" and click "I have read and agreed" to enter the next step.

Step 4: Improve all the information according to the actual situation (Note: In family relations, parents and spouses are only allowed to fill in one valid piece of information, and there is no upper limit for children's relationship information; The authorized amount is the part where the authorized person's balance exceeds 1000). Click Next after confirmation.

Step 5: Click "Next" and after confirming that the information is correct, please read the personal commitment letter carefully and sign it before submitting it.

Step 6: After signing the contract, the system will automatically generate a personal commitment letter. Please read the personal commitment letter carefully and click "Submit" to complete the addition of family members.

Step 7: After adding family members, you can view all the added family members (valid and invalid according to the valid time) through the home page of family mutual aid function.

Step 8: Return to the family mutual aid page, confirm the residents who need to pay, and click "Family mutual aid payment".

Step 9: Check important information such as resident information, payment year and payable amount, and click "Submit" after confirmation.

Step 10: Read the Payment Commitment Letter carefully to ensure the authenticity of the information. After confirmation, click "I guarantee the authenticity of the information and materials provided, and I am willing to bear the corresponding legal responsibilities" to complete the payment operation.

Step 11: After the submission is successful, read the system prompt carefully, and there is no need to pay taxes or pay in the cloud.

Binding benefits: to make up for the reimbursement limit of baby's medical insurance, outpatient service, drug purchase, vaccine, hospitalization and other self-funded parts can be directly deducted from adult accounts without extra money.

To sum up, after binding, the baby will still register and pay with the baby's card. When paying, you can choose a mutual account to pay, and the fee will be automatically deducted from the adult account without additional payment.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 23

Employees should participate in the basic medical insurance for employees, and employers and employees should jointly pay the basic medical insurance premiums in accordance with state regulations. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.