Can farmers pay social security and receive pensions at the age of 60?

First, the insurance coverage. Urban and rural residents who have reached the age of 16 (excluding students at school) and have not participated in the basic old-age insurance for urban workers voluntarily participate in the basic old-age insurance for urban and rural residents at their domicile. Since the implementation of the basic old-age insurance system for urban and rural residents, urban and rural residents who have reached the age of 60 will no longer pay fees and directly enjoy the basic pension subsidized by the central government. However, other family members who meet the insurance conditions shall pay insurance premiums, and linkage shall be implemented between family members who meet the treatment and insurance conditions.

Second, fund raising. The basic old-age insurance system for urban and rural residents adopts the mode of combining individual accounts with basic pensions, and adopts financing methods such as individual contributions, collective subsidies and government subsidies. And pay the annual fee, and temporarily implement county-level overall planning.

1. Personal payment. Urban and rural residents who meet the insurance conditions shall pay the endowment insurance premium according to the regulations. At present, the payment standard is set at 100 yuan per person per year, 200 yuan, 300 yuan, 400 yuan, 500 yuan, 600 yuan, 700 yuan, 800 yuan, 900 yuan, 1000 yuan, 1500 yuan, 2000 yuan, 2500 yuan, 3000 yuan,/kloc-0 yuan.

2. Collective subsidies. Conditional street communities and village collectives give subsidies to the insured, and the subsidy standards are determined democratically by the communities and villagers' committees. Encourage other social and economic organizations to provide financial support for the insured.

3. Government subsidies. The central government pays the basic pension to the eligible insured in full. According to the actual number of insured, the provincial finance subsidizes the insured. If you choose to pay at the level of 100 yuan -400 yuan, each person will be subsidized by 30 yuan every year; Those who choose 500 yuan and above will be subsidized to 60 yuan every year. For urban and rural residents who choose to pay 2,500 yuan and 3,000 yuan, the provincial financial subsidy is given to 90 yuan. Choose 100 yuan -400 yuan payment level, each person will be subsidized annually 10 yuan, and choose 500 yuan middle 100 yuan payment level, each person will be subsidized annually 15 yuan. Choose 1500 yuan, and subsidize 20 yuan every year; Choose 2000 yuan, 2500 yuan, 3000 yuan, annual subsidies to 25 yuan. For urban and rural first-and second-class severely disabled people and rural five-guarantee providers, the county-level finance pays the old-age insurance premium 100 yuan for those who have not been out of poverty and those who have set up a file. Cardholders who have been lifted out of poverty can choose to pay at the level of 100 yuan this year. Rural family planning "two households" (one-child certificate households and two female ligation households) county finance each pay 30 yuan.

4. Term of payment. When the basic old-age insurance system for urban and rural residents is implemented, urban and rural residents who have reached the age of 16 but are under the age of 45 shall be paid annually, and the cumulative payment period shall not be less than 15 years, so as to encourage urban and rural residents to pay for a long time. Urban and rural residents who have reached the age of 46 should pay the annual fee when implementing the basic old-age insurance for urban and rural residents. When enjoying the benefits, the cumulative payment period is less than 15 (over 60 years old), but the cumulative payment period after payment shall not exceed 15. If the individual payment is interrupted, it shall pay the fee for the interrupted year, and the paid individual payment does not enjoy government subsidies. For urban and rural residents whose normal payment has exceeded 15 years, if it has not exceeded 1 year, the monthly payment period will be increased to 2 yuan.

Third, personal accounts. Social insurance agencies for urban and rural residents (hereinafter referred to as social security agencies) establish personal accounts for endowment insurance for the insured, and the funds in the personal accounts include: endowment insurance premiums paid by individuals; Community and village collective subsidy funds; Subsidies from other economic organizations; Provincial, municipal and county financial subsidies; Interest and other income. At present, the amount of deposits in personal accounts is calculated with reference to the one-year deposit rate of RMB in financial institutions announced by the People's Bank of China.

Fourth, pension insurance benefits. The elderly registered in urban and rural areas who have reached the age of 60 and have not enjoyed the basic old-age insurance for urban workers can receive a monthly pension. The basic old-age insurance for urban and rural residents consists of basic pension and personal account pension, which is paid for life. The basic pension standard is temporarily RMB 103 per person per month. Among them, the central finance bears 88 yuan and the provincial finance bears 15 yuan. The monthly payment standard of personal account pension is the total amount of personal account divided by 139. If the insured dies, the balance of personal account funds can be inherited according to law. If the insured has accepted the treatment, the pension will be stopped from the next month.

Verb (abbreviation of verb) establishes funeral subsidy system. Establish a funeral subsidy system for special care recipients. The subsidy standard is the sum of the central and provincial 12-month basic pensions, and the required funds are borne by the provincial finance.

Sixth, the relationship is transferred. Those who participate in the basic old-age insurance for urban and rural residents and need to transfer the old-age insurance relationship between provinces and cities during the payment period can apply for the transfer of the old-age insurance relationship at the place where they move in, transfer all the storage in their personal accounts at one time, and continue to pay the insurance premium according to the regulations of the place where they move in, and the payment period is calculated cumulatively; Transfer in the province, you can transfer the old-age insurance relationship with the household registration. Persons who have received the basic old-age insurance benefits for urban and rural residents according to regulations, regardless of whether the household registration is transferred, their old-age insurance relationship is not transferred.

Seven. Institutional convergence.

1. Persons who have participated in the old-age insurance for village cadres according to the Trial Measures for the Old-age Insurance for Village Cadres in Gansu Province (No.1 18 issued by the Provincial Party Committee) and have not yet reached the conditions for receiving benefits can participate in the basic old-age insurance for urban and rural residents at the same time, and their personal accounts are managed in a consolidated manner; Those who meet the conditions for receiving benefits will also enjoy the basic old-age insurance benefits for urban and rural residents. Those who no longer participate in the old-age insurance for village cadres due to resignation and other reasons will continue to participate in the combined management of the basic old-age insurance for urban and rural residents and individual accounts, and enjoy government subsidies and related treatment according to the provisions of the basic old-age insurance for urban and rural residents.

2. Those who have participated in the old-age insurance for land-expropriated farmers in Gansu Province (Gan [2011]1No.) and have not yet reached the conditions for receiving benefits, who are land-expropriated farmers, will continue to participate in the basic old-age insurance for urban and rural residents and enjoy government treatment according to the provisions of the basic old-age insurance for urban and rural residents. Farmers who have completely lost their land will continue to participate in the endowment insurance for urban employees or flexible employees, and their personal accounts will be consolidated and managed, and they will enjoy relevant treatment according to the provisions of the endowment insurance for urban employees.

3. To participate in the endowment insurance for enterprise employees, the endowment insurance for urban flexible employees and the basic endowment insurance for urban and rural residents by stages, it shall be implemented in accordance with the relevant provisions of the Interim Measures for the Connection of Urban and Rural Endowment Insurance System (Ministry of Human Resources and Social Security Fa 14) issued by Ministry of Human Resources and Social Security and the Ministry of Finance.

4. The connection between the basic old-age insurance system for urban and rural residents and the special care and resettlement system, the minimum living guarantee system for urban and rural residents, the rural five-guarantee system and some rural family planning reward and assistance systems shall be implemented in accordance with the relevant provisions.

Eight, the old age allowance. Living allowances for the elderly are included in the scope of payment of basic old-age insurance benefits for urban and rural residents and distributed together. The living allowance standards for the elderly are: 65,438+0,000 yuan per person over 65 years old, 90-99-year-old 60 yuan and 80-89-year-old 25 yuan. Subsidy funds over 90 years old shall be borne by the provincial finance. The subsidy funds for the elderly aged 80-89 shall be borne by the county finance.

Nine. Fund management and supervision. Establish and improve the financial accounting system of the basic old-age insurance fund for urban and rural residents. The basic old-age insurance fund for urban and rural residents shall be included in the financial special account, with two lines of revenue and expenditure, provincial management, separate accounting and earmarking, and no unit or individual may misappropriate it. The basic old-age insurance fund for urban and rural residents shall be included in the fiscal budget at the same level and shall not be charged from the basic old-age insurance fund for urban and rural residents. The departments of discipline inspection, supervision and finance should strengthen the supervision and inspection of the basic old-age insurance fund for urban and rural residents, and the auditing department should regularly audit the basic old-age insurance fund for urban and rural residents to ensure the safety and integrity of the fund.

X. information management system. Establish a unified information system for basic old-age insurance for urban and rural residents in the province, and realize real-time networking among provinces, cities, counties, towns (streets) and communities.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 1 This Law is formulated in accordance with the Constitution for the purpose of adjusting the social insurance relationship, safeguarding citizens' legitimate rights and interests in participating in social insurance and enjoying social insurance benefits, enabling citizens to enjoy the fruits of development and promoting social harmony and stability.

Article 2 The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law in case of old age, illness, industrial injury, unemployment and maternity.