How many years can I get a pension?

Pensions are fixed indefinitely. As long as the recipient is alive, he can enjoy a monthly pension. Even if the personal account pension has been used up, he will continue to pay according to the original standard. Moreover, personal pension will increase year by year according to the increase of the average monthly salary of employees in society. Therefore, the longer you live, the more you can get, which is definitely more cost-effective than paying.

Personal pension collection process:

1. One month before the insured reaches the statutory retirement age, the insured or the social security administrator of the unit to which he belongs shall submit the relevant information of retirement application to the social security agency;

2, social security agencies to review the information provided by the insured, and in line with the conditions of receiving monthly benefits, the issuance of employee retirement certificates, starting from the next month to pay the basic pension on a monthly basis;

3. 15 After receiving the employee retirement certificate, the insured person will bring his ID card, social security card and retirement certificate to the designated bank to apply for a pension debit card, and provide an account to the social security agency. The social security department will pay the pension to the designated account every month according to the regulations.

To sum up, in order to fully protect the interests of Chinese workers, the law stipulates that employers must help employees buy five insurances and one gold, which is the legal obligation of the unit.

Legal basis:

Article 16 of People's Republic of China (PRC) Social Insurance Law

Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age. Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.