The difference between social security for employees and social security for flexible employees.

Company social security refers to the basic insurance that employers participate in for employees according to regulations. That is to say, we usually call the company five insurances and one gold, and the company social security is compulsory.

Social security for flexible employees refers to a social insurance system that does not participate in company social security and no social security personnel participate. Not mandatory, individuals pay voluntarily, but they must have local household registration. Among them, the payment mainly includes medical insurance and pension.

2 different payment entities

The social security of the company is paid by the employer and employees in a certain proportion, and both parties share it. For example, Suzhou Park: the unit bears 20% of the payment base, the individual bears 10.5% of the payment base, and the unit and the individual bear half of the housing.

Social security for flexible employees is paid by residents themselves. Does not involve any unit.

3 different security objects

The object of enterprise social insurance protection is enterprise employees;

The object of social security for flexible employees is urban and rural residents.

4 Different payment standards

Take Suzhou as an example: the monthly payment base of social security basic old-age insurance for urban flexible employees is 2,300 yuan, and it is determined to be 18, with the highest18,200 yuan. According to the payment ratio of 20%, the minimum monthly payment for basic old-age insurance is 460 yuan and the maximum is 3640 yuan.

5 enjoy different treatment

Needless to say, after retirement, the company's social security pension is much higher than that of flexible employees. First of all, look at the company's pension, the annual increase is incomparable to the pension of flexible employees. From 20 18 to 1, the pensions of retirees in enterprises, institutions and institutions in Jiangsu are raised by about 6.5%, which also means that the pensions of retirees in enterprises will achieve "twelve consecutive increases".

At present, the pension level of retirees in Suzhou is 2620 yuan per month, while the average level in Jiangsu Province is 2460 yuan.

The average pension level of flexible employees is only around 800 yuan. In addition: company pension insurance, male 60, female 50, female cadres at the age of 55 can apply for retirement to receive pension, as long as the payment time is not less than 15 years, they can reach retirement age.

Flexible employees 15 receive pensions after the payment period, regardless of gender, and they must be over 60 years old to receive them.

In terms of medical reimbursement, the medical treatment of flexible employees is far less than the company's social security medical reimbursement, which is almost 50% lower. In addition, after retirement, as long as men have been insured for 25 years and women have been insured for 20 years, the company can enjoy basic medical insurance benefits. Flexible employment has no fixed number of years, which means that the social security of flexible employees must be paid even if they retire, otherwise they will not enjoy medical reimbursement.

Legal basis: Article 10 of the Social Insurance Law of People's Republic of China (PRC).

Employees shall participate in the basic old-age insurance, and the employer and employees shall jointly pay the basic old-age insurance premium.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employer and other flexible employees can participate in the basic old-age insurance, and individuals pay the basic old-age insurance premium.

The measures for the endowment insurance of civil servants and staff managed by reference to the Civil Service Law shall be formulated by the State Council.