The medical insurance card was broken for three months, and it took several months to use it.

It takes some time to break, continue and return to normal social security. According to the time of breaking diplomatic relations, it can be divided into two situations:

1. Under normal circumstances, you can enjoy normal medical insurance benefits within three months after breaking off diplomatic relations and from the second month after going through normal payment procedures.

2 continuous interruption of payment for 3 months (inclusive), as an interruption of insurance. If you want to enjoy medical insurance benefits, you need to attach the condition of continuous payment for 6 months after going through the renewal procedures.

What is a medical insurance card:

Medical insurance card (hereinafter referred to as medical insurance card) is a special card for personal account of medical insurance. It takes personal identity card as the identification code, and stores and records detailed information such as personal identity card number, name, gender, allocation and consumption of account funds. The medical insurance card is undertaken by the local designated agent bank, which is a multi-functional debit card of the bank. After the insured unit pays the fee, the medical insurance office (hereinafter referred to as the medical insurance office) will entrust the bank to transfer the personal account funds into the personal medical insurance card of the insured employees at the end of the month.

What items does the social security card include?

Social security cards include endowment social insurance, medical social insurance, unemployment insurance, industrial injury insurance and maternity insurance.

How to use:

1. Scope of use of medical insurance card: When insured employees buy medicines in designated hospitals and pharmacies, they can swipe their cards on POS machines with their passwords, but they cannot withdraw cash or transfer money;

2. Inquire about the balance of the medical insurance card: the insured employees can call 95566 to inquire about the balance, or they can inquire at the Bank Savings Office of China or the designated hospitals and pharmacies in the urban area;

3. Inquiry of medical insurance card transaction: Insured employees can print medical insurance card transaction records, including personal account payment records and consumption records, in China Bank Savings Office with their ID cards and medical insurance requirements. If they have questions about the transaction records, they can go to the retail business department of Bank of China to inquire.

4. Medical insurance card password: If the insured employee changes his password, he can dial 95566 to change it, or he can bring his ID card to the Bank of China Savings Office to change it. If the insured employee forgets the password, he can bring his ID card to the Bank of China Savings Office to report the loss of the original password and change it.

5. Custody of medical insurance card: Insured employees should keep the medical insurance card properly. If you accidentally lose it, please immediately issue a letter of proof to the unit and stamp it at the medical insurance office for confirmation, and then report the loss to China Bank Savings Office with your ID card and go through the formalities of replacement. After 7 days, they can get a new card;

6. Precautions: When the number of medical insurance card transactions reaches 60 times, the insured employees must go to China Bank Savings Office to print the transaction records, otherwise they will stop using the card. After the transaction record is printed, the card can continue to be used.

The employee's medical insurance has been paid. Is the previous payment period still counted?

According to the current national regulations, the medical insurance years of employees are calculated cumulatively, which means that the payment years before and after the payment deadline can be combined to calculate the cumulative years. When reaching the statutory retirement age, if the accumulated payment period reaches the local prescribed period, employees will no longer pay medical insurance premiums after retirement and can enjoy medical insurance benefits according to regulations; Those who fail to meet the prescribed time limit can pay according to the prescribed time limit, and there are usually two ways: "one-time payment" and "continuing to pay according to the prescribed time limit", depending on local policies.

However, it is understood that the specific policies and handling regulations of employee medical insurance in China are formulated by the overall planning areas according to their own actual conditions, so the specific regulations vary from place to place. For example, some areas may also depend on the number of years of continuous payment.

legal ground

People's Republic of China (PRC) social insurance law

Twenty-third employees should participate in the basic medical insurance for employees, and employers and employees should pay the basic medical insurance premiums in accordance with state regulations.

Twenty-seventh individuals who participate in the basic medical insurance for employees, when they reach the statutory retirement age, will no longer pay the basic medical insurance premium after retirement and enjoy the basic medical insurance benefits in accordance with state regulations; Those who have not reached the fixed number of years prescribed by the state may pay the fees to the fixed number of years prescribed by the state.

Thirty-second individuals across the overall regional employment, the basic medical insurance relationship with my transfer, the cumulative payment period.