Job Recruitment Website - Social security inquiry - Is it safe to use social security card as a bank card to save money?
Is it safe to use social security card as a bank card to save money?
Don't worry about the insecurity of social security cards and bank cards. There is little difference between the security of social security card and bank card. At the same time, when we activate the bank account function, we set the account password, which is also very safe.
After the financial function of the social security card is activated, it can access, transfer and consume cash like an ordinary bank card. According to the regulations, social security cards are used as bank cards, which is equivalent to debit cards. There is no function to support credit cards at the moment. In addition, bank cards are used as bank cards only in China.
At present, your medical insurance location will cooperate with some local banks and only make a two-in-one card for medical insurance and banks.
The medical insurance card has a string of 19 numbers, starting with 622. This is not your social security number, but your savings card number in the bank.
The "bank card" function on our new medical insurance card has not yet taken effect. We need to go to the corresponding bank counter to activate this savings card function before we can use it.
It should be noted that at present, there are three types of bank savings cards in China: one type of account, two types of account and three types of account, and the daily deposit and withdrawal amount of each account is different. If you already have a first-class account in this bank, your medical insurance card can only be activated as a second-class account or even a third-class account. If you want to enhance the account authority, you need to follow the relevant regulations of the bank.
Social security cards are issued by banks, except for personal account fees deducted by social security.
Another function is the same as other savings cards. In other words, you can also use it as an ordinary bank card.
The expiration date is clearly marked on the social security card, and everyone should be the same. The social security card must be activated at the issuing bank, otherwise it cannot be used normally.
The significance of activating the social security card is that you should not only use the function of medical insurance payment normally, but also use its own savings card function. Why do you say that? That's because all the social security funds are put in this account.
The role of social security card:
1. Personal social security related information records, electronic certificates and information inquiry, etc.
2. Record the insured's name, ID number, date of birth, gender, nationality, residence and other basic information;
3 query my pension, unemployment, medical care, work injury and maternity insurance payment;
4. You can take the card to the hospital to see a doctor, settle the medical insurance personal account, and buy medicine at the pharmacy;
5 for medical care, unemployment, pension, work injury, maternity and other social security affairs;
6. Query the accumulated amount of endowment insurance and medical insurance; [4]
7. Handle social security affairs such as receiving pensions, registering for job hunting and unemployment, applying for unemployment insurance benefits, and vocational training.
8. Used for identification.
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