The five risks include

Five insurances include basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance, maternity insurance and other social insurance systems:

1. Old-age insurance is an insurance that provides basic living security for the elderly population;

2. Medical insurance is an insurance that provides medical insurance benefits for people who treat diseases;

3. Work-related injury insurance is the insurance that employees or their survivors can get material help when they are injured or killed in the process of labor;

4, unemployment insurance is to provide temporary or long-term economic compensation for the unemployed population;

5. Maternity insurance is insurance that provides medical services, maternity allowance and maternity leave for female employees during pregnancy and childbirth.

legal ground

People's Republic of China (PRC) social insurance law

Article 7 The administrative department of social insurance in the State Council is responsible for the management of social insurance throughout the country, and other relevant departments in the State Council are responsible for the relevant social insurance work within their respective functions and duties.

The social insurance administrative department of the local people's government at or above the county level shall be responsible for the social insurance management within its administrative area, and other relevant departments of the local people's government at or above the county level shall be responsible for the relevant social insurance work within their respective functions and duties. Article 4 Employers and individuals in People's Republic of China (PRC) shall pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights and interests records, and ask social insurance agencies to provide social insurance consultation and other related services.

Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units. Fifth people's governments at or above the county level shall incorporate social insurance into the national economic and social development plan.

The state raises social insurance funds through multiple channels. People's governments at or above the county level shall give necessary financial support to social insurance.

The state supports social insurance through preferential tax policies. Eighth social insurance agencies to provide social insurance services, responsible for social insurance registration, personal rights and interests records, social insurance benefits payment and other work.