Tell me about the knowledge of social security cards.

Social security card related knowledge

I. Introduction of Social Security Card

The social security card of the People's Republic of China (hereinafter referred to as the social security card) follows the norms of the People's Bank of Ministry of Human Resources and Social Security and China, and can be used nationwide. The social security card integrates integrated circuit cards (IC cards) used in social security and other public services, as well as electronic wallets and magnetic stripe accounts (debit cards) used in financial applications. It is a electronic certificate for cardholders to handle social security, medical care and other public services, and a tool for financial settlement and payment. It uses a smart card with a capacity of 32K, which has four main functions:

● Identification: the social security card is printed with the cardholder's name, photo and ID number, which is the same as the ID card in visual reading. When the machine reads it, the identity can be confirmed through the background system.

● Information record: It can record the cardholder's personal blood type, special diseases and other health information, such as employment training, social security and assistance for special people.

● Business inquiry: Cardholders can inquire about social security and other information through social security cards.

● Financial payment: The opening of the financial magnetic stripe on the social security card and the electronic wallet on the ic chip can satisfy the cardholder's financial settlement application and solve the problem of small payment in the hospital card.

Second, the social security card for medical treatment.

Replacing all kinds of medical cards issued by different hospitals is an important application of social security cards, and it is one of the information-based measures to facilitate the people and benefit the people put forward by Fujian's medical and health system reform. "One card for medical treatment" means that patients can go through the whole process of medical treatment with only one social security card. It has three advantages:

First, the social security card is used as a medical card, and different standards of medical cards issued by medical institutions are unified. In the future, only social security cards can be used for medical registration and fee settlement in medical institutions. You can use the social security card and the bank's e-wallet function to pay for medical expenses without depositing advance payment in the hospital;

Second, the use of social security cards can facilitate medical insurance network settlement, which is universal in the province;

Third, the social security card is used as the index of Fujian residents' health record information system. Information such as physical examination, vaccination, examination, examination, diagnosis, doctor's advice and so on generated by residents in the process of medical care all their lives are kept with the social security number as the index, forming a complete health record. In this way, medical institutions can share information, reduce unnecessary repeated inspections and reduce medical expenses.

III. Flowchart of Social Security Card

1, pay cash with medical insurance personal account or at the hospital charge window.

Step 2 Use an e-wallet

Fourth, the financial application of social security card

1, debit card function

The hidden magnetic stripe of debit card is loaded on the back of social security card, which has all financial application functions of ordinary debit card, such as deposit and withdrawal, investment and wealth management. Cardholders can conveniently, safely and quickly handle all kinds of deposit and withdrawal and transfer business through cooperative bank outlets and ATMs all over the country, thus avoiding the inconvenience of carrying cash. In addition, you can use your social security card to withdraw money from any ATM with UnionPay logo.

2. Electronic wallet function

The social security card has the function of electronic wallet, that is, an electronic wallet sub-account is set in the social security card chip to pay for small consumption expenses such as medical expenses, drug purchases at designated pharmacies and supermarket shopping.

Note: E-wallet is anonymous, no loss is reported, and deposit does not bear interest. The balance of wallet shall not exceed RMB 65,438+0,000. Supported functions include time deposit, offline consumption, balance and detailed inquiry, etc.

Activate financial function

When receiving the social security card, please bring the social security card and my valid ID card to any ABC outlet for activation. You cannot use this card until it is activated.

E-wallet using steps

The specific steps of using social security card for medical treatment or consumption are: activating debit card → depositing funds into debit card account → transferring funds from debit card account to e-wallet account through counter or cooperative bank self-service terminal equipment → seeking medical treatment or consumption.

5. Three major fee concessions for social security card finance

(1) Free of charge for the first social security card.

(2) Free of the annual fee of the main social security card.

(3) Free of small account service management fees.

Other financial service charging standards shall be implemented in accordance with the charging standards for Jinsui Debit Card service published by cooperative banks.

Verb (abbreviation of verb) instructions for the use of social security card

1, it's the first time to apply for a social security card, free of charge.

2. The cardholder shall properly keep and use the social security card. The social security card is only for the cardholder's own use, and may not be lent to others for use, nor may it be fraudulently used by others to handle social security and other public services. Once discovered, the labor and social security department has the right to freeze the illegal use of social security cards. Whoever impersonates, fraudulently uses or embezzles other people's social security cards to seek illegal interests shall be dealt with by the relevant departments according to law; If a crime is constituted, criminal responsibility shall be investigated according to law.

3. Because the social security card needs to be issued gradually, the insured can continue to use the original medical insurance card before receiving the social security card. After receiving the social security card, the original medical insurance card and social security card can be used in parallel for a period of time. After a certain period of time, the original medical insurance card will be forcibly closed by the system (the specific closing time will be notified separately), and the information on the medical insurance card and the account balance will be automatically recorded in the social security card.

5. During the transition from medical insurance card to social security card, the insured who has not received the social security card can continue to use the existing medical insurance card and medical card for medical treatment. However, designated medical institutions will no longer require insured persons who have received social security cards to purchase other forms of medical cards.

6. Due to the uneven progress in the construction and distribution of social security cards in different parts of the province, the existing medical cards in different places still continue to be used. If the insured wants to go abroad for medical treatment, they need to apply for a medical card in different places in accordance with the current relevant regulations, and then gradually stop issuing medical cards in different places after the construction of social security card systems in other districts and cities is completed.

7. During the period when the social security card is lost, damaged or reissued, the medical expenses incurred by the cardholder in the designated hospitals and pharmacies shall be paid in advance by the cardholder. After receiving a new social security card, the cardholder shall go through the examination and settlement procedures at the medical insurance center with the social security card, valid certification materials and bills.

8. If the cardholder is cancelled by the public security department due to death, disappearance or other reasons, the relevant unit or the cardholder's relatives shall promptly go to the medical insurance center to handle the social security card reimbursement procedures.

Answers to Frequently Asked Questions on Social Security Card of Intransitive Verb

1, Q: What are the functions and characteristics of the social security card?

A: The social security card is a two-in-one card with chip and magnetic stripe, which integrates the functions of the original medical insurance card. It can be used not only for medical treatment in designated medical institutions and retail pharmacies, but also for paying medical expenses paid by individuals in designated medical insurance service institutions and designated pharmacies of cooperative banks. Can also be used in shopping malls, department stores, supermarkets and other merchants with UnionPay logo and IC card.

2. Q: When will the social security card be used? What if I don't get my social security card?

A: Once the social security card is received, you can seek medical treatment without going through the opening procedures. From July 20 1 1 to July 1, all insured persons who have received social security cards need to use social security cards for medical treatment; Insured persons who have not received the social security card may continue to use the original medical insurance card.

3. Q: How to use social security cards in designated medical institutions?

Answer: When the insured takes the social security card to the designated medical institution for the first time, please be sure to go to the designated window of the hospital for filing, and then see a doctor in this hospital as a medical insurance card.

Insured people should carefully understand the process of social security card treatment, and implement credit card registration, credit card treatment and credit card settlement. You don't need to apply for a medical institution's medical card to hold a social security card. On the premise that the electronic wallet is enough to pay, you can use the electronic wallet attached to the social security card to realize the one-card payment conveniently and quickly.

4. Q: How to reissue the lost or damaged social security card?

A: Report the loss. The insured shall report the loss of social security card and bank account (wealth management card account) to the medical insurance center and cooperative bank of the insured place with his valid identity document.

5. Q: How can a new insured person seek medical treatment without a social security card?

Answer: The medical expenses incurred by newly insured persons who have not received social security cards in designated medical institutions shall be paid in advance by individuals. After getting the social security card, they will go through the examination and reimbursement procedures at the local medical insurance center with invoices, general list of expenses, disease certificates, discharge summary and social security cards.

6. Q: Can I swipe my social security card in different places?

A: Social security cards must be approved by the local medical insurance center before they can be used in different places.

Social security cards will gradually replace the existing medical cards in different places. Due to the inconsistent progress in the construction and distribution of social security cards in various districts and cities in the province, the existing medical cards in different places will continue to be used. After the issuance of social security cards in the province, the use of medical cards in different places will be gradually stopped.