How long will social security lapse?

After the medical insurance is interrupted, the previous accumulated payment period will not expire, but if the payment is interrupted for more than 3 months, the continuous payment period will expire and the calculation will start again. There is no problem that the old-age insurance will automatically fail after it is stopped. Because the old-age insurance is cumulative, as long as the cumulative payment is over 15 years, you can receive a monthly pension after reaching retirement age.

Maternity insurance: you can't enjoy maternity insurance if you don't pay the maternity insurance premium in full 12 months;

Industrial injury insurance: once the insurance is stopped, it will be invalid;

Unemployment insurance: the break-up will not be void, and the payment period can be accumulated.

Housing accumulation fund: housing accumulation fund can only be paid by the unit, not by the individual, so once you resign, you will definitely stop paying unless you renew your new job immediately.

How to renew social security interruption

If the social security is interrupted due to resignation, but there is no arrears, there is no need to go through special renewal procedures.

If the interruption is caused by the failure to pay social insurance premiums in time or the arrears, the late payment fee will be exempted for the interruption not exceeding 1 month, and the late payment fee will be added for the interruption exceeding 1 month. You need to bring cash to the social security window. At the same time, go through the renewal procedures.

After the new company joins the company, the company can pay the social security directly after the increase, and the social security fee and payment period continue to accumulate in the existing personal account.

Legal basis:

Article 64 of People's Republic of China (PRC) Social Insurance Law includes basic endowment insurance fund, basic medical insurance fund, industrial injury insurance fund, unemployment insurance fund and maternity insurance fund. In addition to the basic medical insurance fund and maternity insurance fund combined accounting, other social insurance funds are accounted for separately according to social insurance types. Social insurance funds implement a unified accounting system throughout the country.

The social insurance fund is earmarked for special purposes, and no organization or individual may occupy or misappropriate it.

The basic old-age insurance fund will gradually implement national overall planning, and other social insurance funds will gradually implement provincial overall planning. The specific time and steps shall be stipulated by the State Council.