What is the payment ratio of five insurances and one gold in Zhangzhou?

Payment ratio of five insurances and one gold in Zhangzhou: payment ratio of endowment insurance: unit 19%, individual 8%. Proportion of medical insurance payment: 9.5% for the unit and 2% for the individual+large medical expenses in 5 yuan. Unemployment insurance payment ratio: 0.5% for the unit and 0.5% for the individual; Work-related injury insurance payment ratio: the unit pays 0.9%; The contribution ratio of provident fund: 5%- 12%, which can be decided and adjusted by the employer. Individuals and employers make equal contributions 1: 1.

Now most people have realized the importance of five insurances and one gold, and paying five insurances and one gold regularly every month is of great help to their later lives. Therefore, in order to make your life more secure, you can't just look at the salary given by the enterprise when choosing the right job. As most people know, paying five insurances and one gold has become one of the criteria for everyone to find a job and measure the quality of a company. Then, what is the ratio of five insurances and one gold in Zhangzhou? Please listen to me slowly.

First, Zhangzhou five insurance and one gold payment ratio

1, Zhangzhou social security contribution ratio

Medical insurance: 2% for individuals and 8% for units;

Endowment insurance: 8% for individuals and 20% for units;

Unemployment insurance: individual 1%, unit 2%;

Industrial injury insurance: no individual, unit1%;

Maternity insurance: no individual, unit1%;

Work injury and maternity insurance expenses shall be borne by the unit.

2, Zhangzhou housing provident fund payment standard

From July 20 16 1 day, the highest deposit ratio is 12%, and the lowest is 5%, and the upper limit of monthly deposit (including individual and unit contributions) is adjusted to 3090 yuan; The lower limit standards of xiangcheng district, longwen district, Longhai and Zhangzhou Development Zones are adjusted to1/8 yuan, and Zhangpu County, Yunxiao County, Zhao 'an County, Dongshan County, Nanjing County, Pinghe County, Hua 'an County and Changtai County are adjusted to 106 yuan; The highest deposit ratio of Fujian central unit is 15%, and the monthly deposit ceiling is adjusted to 6438 yuan.

Second, the employee five insurance and one gold handling process

1. If there is a work unit, it shall be handled by the unit. Individuals need to provide five insurance and one gold ID card and photos.

2. Endowment insurance and medical insurance can be transferred and taken away with work.

3. Transfer of old-age insurance: If you find a new work unit, you should go to the original unit to open an old-age insurance transfer form, fill in the current work unit clearly, and (it is best to go through the original transfer procedures) the social pension management department where the original unit is located should sign and seal it, and the old-age insurance account will be transferred, and the original unit will be reduced. Then go to the current unit to stamp for approval, and go through the formalities of accepting old-age care in the old-age insurance department where the current unit is located, and the number of people in the current unit will increase; After the transfer of old-age insurance, the current unit also participated in the old-age insurance for you. The two can be combined to calculate the payment period, and the retirement procedures are not affected. The transfer of medical insurance is basically the same.

Generally speaking, unemployed people have to pay social insurance monthly, or they can interrupt payment according to their own situation.

5. Payment time can be determined according to relevant policies.

Third, the consequences of not paying five insurances and one gold

1, the consequences of the employer not paying five insurances and one gold.

Article 84 of the Social Insurance Law: If the employer fails to register for social insurance, the social insurance administrative department shall order it to make corrections within a time limit; If no correction is made within the time limit, the employer shall be fined between one and three times the amount of social insurance premiums payable, and the directly responsible person in charge and other directly responsible personnel shall be fined between 500 yuan and 3,000 yuan. According to the seriousness of the illegal act of not handling social security registration, the employer shall bear the following legal responsibilities:

(1) ordered to make corrections within a time limit. Ordering correction is not an administrative punishment, but a remedial administrative responsibility, which is a requirement for the offender to eliminate the illegal state and restore the legal state.

(2) fine. If the employer fails to apply for social security registration after being ordered by the administrative department of social insurance to make corrections within a time limit, the administrative department of social insurance shall impose a fine of more than 3 times the social insurance premium payable/kloc-0, and impose a fine of more than 3,000 yuan from 500 yuan on the directly responsible person in charge and other responsible persons.

2. The impact of individuals not paying five insurances and one gold.

The basic old-age insurance and unemployment insurance for employees are social insurance linked by labor relations, which are compulsory insurance. In the past, some employees were reluctant to participate in the insurance, thinking that whether to participate in the insurance should be freely chosen by themselves. Some employees even came to the relevant departments because the company insured them, saying that the unit insured them and did not tell him. According to the provisions of the Social Insurance Law of People's Republic of China (PRC), China citizens and foreigners employed in China should participate in social insurance, and the obligations that individuals should perform mainly include:

(1) Registration obligation.

(2) the obligation to participate in insurance.

(3) obligation to pay. Article 10 of the Social Insurance Law of People's Republic of China (PRC) clearly stipulates that "employees should participate in the basic old-age insurance", and participation is "should", and the employer is the withholding unit. It is illegal for employees not to take out insurance.

The payment ratio of five insurances and one gold in Zhangzhou is as above, and individuals do not need to pay maternity and work-related injury insurance fees. According to relevant laws and regulations, units and individuals should pay five insurances and one gold, otherwise there will be corresponding consequences, ranging from warnings to fines. So remind you that if you find that the employer does not pay five insurances and one gold, you should appeal to the local social security department in time. The staff of the social security department will conduct an investigation, and if the investigation is true, they will take corresponding measures to punish this inaction.