Social security transfer must be done before retirement?

New policy on social security transfer

1, pension insurance transfer procedures

"Interim Measures on the Transfer and Continuation of the Basic Pension Insurance Relationship of Urban Enterprise Employees" stipulates that the pension insurance adopts the "double transfer" mode, the transfer procedures are as follows:

One of the things to bring including the resident identity card of the insured person, The first is to bring the participant's resident identity card, certificate of termination of labor relationship, resident household register and other relevant documents to the current location of the social security agency to print the basic pension insurance participation and payment voucher;

The second is to bring all of these formalities, fill in the transfer application form, to the social security agency in the transfer place to apply for the transfer of the transfer of the transfer of the transfer of the transfer of the transfer of the transfer of the transfer of the transfer of the transfer of the transfer of the application. Thereafter, there is no need to worry about other matters, as the social departments of both the old and new places of participation will handle the transfer. As long as the application is approved, the participant will receive a notification from the social security department that the transfer has been completed after 45 working days.

2. Health insurance accounts can be transferred with the person.

According to the Interim Measures for the Transfer and Continuation of Basic Medical Insurance Relationships for Mobile Employed Persons issued by the Ministry of Human Resources and Social Security, starting from July 1, 2010, mobile workers who are employed in other provinces can transfer their medical insurance relationships, and their personal accounts can be transferred along with them.

According to the Interim Measures, when a worker leaves his or her job and moves to a new city, he or she will be able to join the local urban workers' basic medical insurance. The social security agency of the new place of employment will notify the social security agency of the former place of employment to handle the transfer procedures, and the worker will no longer be entitled to the urban basic medical insurance benefits of the former place of employment, which will issue a certificate of enrollment at the same time as the suspension of the enrollment procedures for inspection. At the same time, the balance of the individual account is transferred through the insurance agency. This means that as long as you provide enough real information when you enroll in medical insurance in your new place of employment, you don't have to bother about transferring all your medical insurance relations.

3. Worker's compensation and maternity insurance

These two types of insurance belong to the "current payment, current enjoyment" insurance, and there is no transfer problem.

4. Unemployment insurance transfer

The Regulations on Unemployment Insurance stipulate that when urban enterprises and institutions are transferred across the centralized area, and when unemployed people move across the centralized area, the unemployment insurance relationship will be transferred with them. If you need to go through the formalities, an active employee who moves within the province or to a foreign province should go to the agency that handles the unemployment insurance business of his or her original unit to go through the formalities of transferring the unemployment insurance relationship. The agency will issue a certificate of the employee's participation and contribution status, and the employee will go to the unemployment insurance agency in the place of relocation with this certificate to continue the unemployment insurance relationship without transferring funds.

If an unemployed person moves across the province during the period when he/she receives unemployment insurance benefits, the agency in the place where he/she moves out will issue a certificate, and the unemployed person will go to the agency in the place where he/she moves in to continue his/her unemployment insurance relations with this certificate and the Employee Unemployment Insurance Handbook, and he/she will receive the unemployment insurance benefits according to the standard of the place where he/she moves in, and the funds do not need to be transferred. If an unemployed person moves across provinces, the agency in the place of moving out shall issue a certificate and transfer the required funds, and the unemployed person shall go to the agency in the place of moving in to continue the unemployment insurance relationship with the certificate and the procedures of transferring funds.

5, the provident fund to buy a house in a different place can only be a one-time withdrawal

According to national regulations, men over 50 years old, women over 40 years old, change the city to work in the new city can not establish a social security account, only to establish a temporary account, the original payment of social security can not be transferred to the new city. So, don't feel that changing cities to work, you must transfer the social security to the new city, first of all, you must determine your retirement is to retire in which city. Secondly

According to the regulations, an individual who goes to work in a foreign country, if his work unit in the foreign country has set up a housing provident fund account for him, then he can transfer the entire amount in the housing provident fund account in his original place of residence to the housing provident fund account in the foreign country. To do this, the employee needs to provide the transfer unit with a certificate of acceptance, proof of establishment of the housing fund in the transfer place, the transfer bank account number, the name of the account bank, and a copy of the employee's ID card to the original unit in the original place of residence, and then apply for the transfer through the original unit's housing fund manager at the account management department.

And the employee's personal file according to the labor contract law, article 50, the employer has to be within fifteen days for social security and file transfer. And if the person does not have a new unit for a while, you can temporarily depend on the original unit.

Due to regional differences, each province and city will be different, specific please consult the local social security bureau and provident fund management center, to the official answer shall prevail.

Do I have to transfer my social security if I change jobs?

According to national regulations, men who have reached the age of 50 and women who have reached the age of 40 can't set up a social security account in the new city when they change jobs, they can only set up a temporary account, and the social security that they have previously paid can't be transferred to the new city. So, don't think that if you change cities to work, you must transfer your social security to the new city. First of all, you must make sure which city you are going to retire in. Secondly, take into account your age, social security is not something you can transfer just because you want to.

In the transfer of five insurance and one gold, the only real changes are pension insurance, medical insurance and provident fund. Because work injury insurance and maternity insurance belong to the current payment of the current enjoyment of the insurance, there is no transfer of the problem, and work injury insurance and maternity insurance do not require employees to pay their own contributions, so if the unit did not pay these two social security for the employee in the event of a work injury and maternity, the employee will not be able to enjoy the social security fund to pay for the treatment.

Of the five insurance policies, only pension insurance can be renewed in the same account. The transfer of pension insurance requires a letter of acceptance from the social security office in the new city. After giving the letter to the social security office in the city from which the employee is moving, the social security office in the previous city will credit the amount of pension insurance to the account in the new city.

Will the money on your health insurance card be transferred along with the money on your health insurance card after you transfer your social security card

To transfer your social security card, you need to transfer your basic pension insurance relationship to the new place where you will be insured.

1, social security transfer and health insurance transfer is two business, health insurance money need to apply for health insurance transfer before you can transfer. Because the social security transfer is the basic pension insurance relationship, to transfer the basic medical insurance relationship, you have to go to the medical insurance transfer business;

2, but these two businesses can be handled together, in the transfer of social security can be handled together with the transfer of medical insurance.

Legal basis:

The People's Republic of China*** and the State Social Insurance Law

Article 19: If an individual is employed across a coordinated area, his or her basic old-age insurance relationship is transferred to him or her, and the number of years of contributions is cumulative. When an individual reaches the legal retirement age, the basic pension shall be calculated in segments and paid uniformly. The specific measures shall be prescribed by the State Council.