Does it matter if social security is cut off for half a year?

The impact of social security withholding for half a year is as follows:

1, endowment insurance: payment does not affect the accumulated payment, only the minimum payment time at retirement is 15 years;

2. Medical insurance: you can't enjoy the treatment in the next month, and the continuous payment time is more than 3 months, which needs to be re-accumulated;

3. Maternity insurance and industrial injury insurance: you can't enjoy the treatment the next month after the payment deadline, and you can enjoy it the next month after the renewal;

4. Social security payment may affect buying a house, buying a car and entering the household with points.

Protection of social security rights and interests:

1, the impact of pension insurance rights and interests: social security payment will affect the payment period of pension insurance, which may lead to the reduction of pension received after retirement;

2. Impact of medical insurance benefits: during the suspension of payment, individuals may not be able to enjoy medical insurance reimbursement benefits, and it may take some time to restore the normal reimbursement ratio after restarting payment;

3. Impact of unemployment insurance rights and interests: If you encounter unemployment during the suspension period, you may not be able to receive unemployment insurance benefits;

4. Impact of rights and interests of work-related injury insurance: If a work-related injury occurs during the payment suspension period, it may not be possible to obtain relevant compensation for work-related injury insurance;

5. Impact of maternity insurance rights and interests: For eligible female employees, withholding may affect their eligibility for maternity insurance benefits.

To sum up, withholding social security for half a year may not affect the accumulated payment of endowment insurance, but the minimum payment must be 15 years. If the medical insurance does not enjoy the treatment in the next month and the continuous payment time exceeds three months, it will be cleared. Maternity insurance and work-related injury insurance do not enjoy treatment in the next month, and social security withholding may also affect the eligibility of individuals to buy a house and buy a car.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 4

Employers and individuals in People's Republic of China (PRC) pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights records, and require social insurance agencies to provide social insurance consultation and other related services. Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.