Can Shenzhen Social Security repay the loan and buy a house normally?

The social security of the provident fund needs to be paid continuously for more than one year to meet the conditions of buying a house and bank mortgage.

Shenzhen provident fund loan conditions:

(A) provident fund loan conditions

Before the month of applying for a loan, the housing provident fund shall be paid in full and on time to reach the prescribed time limit;

The down payment for house purchase (construction) shall not be less than the prescribed proportion;

Provide loan guarantee as required;

It has stable economic income and loan repayment ability, and its personal credit status is good;

Workers and their spouses have not applied for housing provident fund loans or have paid off all housing provident fund loans;

Other conditions recognized by the provident fund management committee.

(2) Restricting loan conditions

1. Insufficient personal account deposit 1 year;

2. The account has been in arrears for more than 3 months;

3. Buy a large apartment of 200 square meters.