Can I buy medicine for my family with my social security card?

You can buy medicine for your family. In most areas, it is required that the funds in this account can only be used by the insured himself, and it is not possible to pay for outpatient services and medicines for his family. The insured are generally young and middle-aged, and the utilization rate of account funds is low. Parents and children have to pay for medical treatment themselves. After adjustment, the money can be used to pay for outpatient service and medicine for parents or children.

The establishment of medical insurance for employees in China has played an important role in reducing the medical burden of the masses and the expensive medical treatment. China's new round of medical reform has built the world's largest basic medical insurance network, benefiting more than 654.38 billion people, and more and more diseases and drugs have been included in the medical insurance coverage.

How important is medical insurance? For powerful partners, the frequency of medical insurance may not be high, but for families with old people and children, medical insurance is what everyone needs. Sometimes the money on the medical insurance card is not enough. Recently, some netizens asked what expenses employees can pay for their families with medical insurance. Can the medical insurance card be used by parents and children for outpatient service, hospitalization and pharmacy?

It is learned from the relevant departments that the employee medical insurance personal account can be used to pay the personal medical expenses incurred by the insured and their spouses, parents and children when they seek medical treatment in designated medical institutions, as well as when they purchase medicines, medical devices and medical consumables in designated retail pharmacies. Drugstores can buy medicines directly with social security cards and medical insurance electronic certificate. At present, the provincial medical insurance information system is being developed and cannot be used for the time being. After the function is turned on, it will be announced in time.

At the meeting held in the State Council, expanding the use scope of personal accounts, allowing families to help each other, paying the medical expenses of designated medical institutions, and determining the personal burden of purchasing drugs, medical devices and medical consumables in designated retail pharmacies can be used for the exploration of family members participating in the basic medical insurance for urban and rural residents, which means that the use scope of personal accounts has been expanded.

In the past, personal accounts could only pay the medical expenses of employees themselves, but the personal accounts of the vast majority of healthy people had large balances, and the personal accounts of some elderly and infirm people were inconsistent in income and expenditure, which made the personal burden heavy. After the reform, it expanded to the personal burden of employees' spouses, parents and children.

Over the years, almost all healthy people have a large balance in their personal accounts. Some old and infirm people have deficits, and their personal burdens are heavy. Parents need to take care of their children when they are ill. A husband's health cannot be separated from his wife's care. Everyone's health is inseparable. Family members are concerned, interdependent and inseparable by blood. Implementing "family mutual assistance" is helpful to expand the health protection function of medical insurance and effectively regulate the "rich and poor" among family members.

The process of handling social security cards is:

1. Generally, when you enter an enterprise or unit, you will apply for social security for each employee. If the unit has paid social security, the unit shall handle social security cards for the workers. Of course, individuals can also apply to the bank. There are two kinds here: local and remote. Like college graduates, when they enter a unit, some files and accounts are moved together; Some files have been moved, and the registered permanent residence is still at home; There are still two who haven't moved here.

2. If you have a local account, you only need an ID card. If your account is not local, you can go to a nearby photo studio to issue a photo receipt. Just say you want to apply for social security. That's 15 yuan/copy, and you can get it to 5 yuan soon.

3. Take XX Bank as an example. I still go to work normally before 4 pm on Saturday, and the bank doesn't go to work on weekends. With personal ID card and social security receipt with photos, there are templates for filling out business application forms and social security card application forms. If you can't fill in or don't know, you can ask the lobby manager and relevant staff.

You can go to the store to get it back after one month. At that time, there will be a mobile phone message informing you to go to the bank to get the social security card. When you get the card, the staff will ask for two passwords. One is your medical insurance card password, that is, you need to enter the password when you go to the pharmacy to buy medicine or the hospital for reimbursement. There is money in it. Another password is equivalent to a bank card, which can deposit and withdraw money, including pension.

Legal basis:

Article 88 of the Social Insurance Law: Anyone who defrauds social insurance benefits by fraud, forgery of certification materials or other means shall be ordered by the social insurance administrative department to return the defrauded social insurance benefits, and shall be fined at least two times but not more than five times the amount defrauded. Suspected of a crime, transferred to judicial organs for handling according to law. Therefore, the use of medical insurance cards by family members may also involve a kind of fraud.