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What is the impact of social security withholding for two months?

Legal analysis: the impact of social security payment for two months is mainly analyzed from the perspective of medical insurance and endowment insurance.

(1) Impact of medical insurance payment

From the second month after the payment is suspended, you can continue to use the money in your personal account in the medical insurance card, but you can't reimburse the medical expenses for seeing a doctor. At the same time, it may also lead to problems such as lower reimbursement ceiling, difficulty in buying a house and a car, and rising premiums for purchasing commercial medical insurance.

(2) The impact of maternity insurance payment.

Maternity insurance reimbursement should also meet the requirements of payment period. In most cities, maternity insurance is required to be paid for at least nine consecutive months or one year before childbirth, so as to enjoy maternity allowance and reimbursement of maternity expenses. If you pay off for a few months and happen to be pregnant with a child, so that you can't enjoy the benefits of childbirth, it will be a big loss.

Legal basis: People's Republic of China (PRC) Social Insurance Law.

Article 2 The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law in case of old age, illness, industrial injury, unemployment and maternity.

Article 3 The social insurance system adheres to the principles of wide coverage, basic protection, multi-level and sustainability, and the level of social insurance should be compatible with the level of economic and social development.

Article 4 Employers and individuals who pay social insurance premiums according to law in People's Republic of China (PRC) have the right to inquire about payment records and personal rights and interests records, and ask social insurance agencies to provide social insurance consultation and other related services.

Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.