Is medical insurance paid monthly or once a year?

1, if it is employee social security, it is paid monthly, and medical insurance is naturally paid monthly;

2. If it is social security for residents, it is generally paid once a year;

3. As for flexible employment social security, usually the insured can choose to pay monthly or yearly.

Employee social security has no waiting period and can be reimbursed immediately. If the payment is suspended for 3 months (including 3 months), the payment will continue: the medical insurance has a buffer period of 3 months from the date of suspension. If the payment is made within 3 months after the suspension and the payment is made from the month of suspension, the medical insurance benefits will not be interrupted, and the fixed number of years will be regarded as continuous payment, and the expenses incurred during the suspension can also be reimbursed normally. If you stop paying for more than 3 months, you can continue to pay: generally, you can enjoy medical insurance reimbursement from the beginning of the month.

Specific steps of online payment of medical insurance:

1. Log in to the city's labor security network or social insurance business website, click the "Personal Social Security Information Inquiry" window, enter my ID card and password, and handle online payment.

2. Log on to the social insurance online service platform and click the "Online Self-service Payment" module.

3. Enter your name, ID card and dynamic verification code to log in.

4. Then click on the payment details in the left column and select Payment ".

5. Then jump to the payment page, click "Payment" and select the payment method.

6. Click OK to generate the order and enter the payment operation page.

7. You can choose WeChat or Alipay scan code payment, or you can choose fast payment (mainly for debit and credit cards) or online banking payment.

8. After selecting the payment method, enter the card number and the next step, and the payment is successful.

The medical insurance card is undertaken by the local designated agent bank, which is a multi-functional debit card of the bank. After the insured unit pays the fee, the local medical insurance department will entrust the bank to transfer the personal account payment to the insured employee's personal medical insurance card at the end of the month. Social medical insurance card, referred to as medical insurance card or medical insurance card, is a special card for personal account of medical insurance. With the personal identity card as the identification code, the detailed information such as personal identity card number, name, gender, account capital expenditure and consumption are stored and recorded.

legal ground

People's Republic of China (PRC) social insurance law

Article 2 The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law in case of old age, illness, industrial injury, unemployment and maternity.

Twenty-third employees should participate in the basic medical insurance for employees, and employers and employees should pay the basic medical insurance premiums in accordance with state regulations.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.