How much can Hui Minbao reimburse 60,000 yuan?

Huimin Bao spends 60,000 yuan and can reimburse 32,000 yuan. Huimin Bao's social security deductible is 20,000 yuan.

At present, when the basic medical insurance is first used within one year, the minimum payment for employees and retirees is 1300 yuan. And the second and subsequent hospitalization medical expenses, Qifubiaozhun is determined by 50%, which is 650 yuan. The maximum annual payment limit (hospitalization expenses) of the basic medical insurance pooling fund is currently 70,000 yuan.

The proportion of reimbursement, most cities' products are in the range of 50%-80%, and only a few can reach 80%. The content of Huimin insurance in each city is different. For example, hospitalization under Changsha Huimin Insurance ① medical insurance and special outpatient medical insurance (non-rare disease treatment) has an annual deductible of 6.5438+0.8 million yuan. After deducting the deductible of/kloc-0.8 million yuan, 80% of hospitalization beyond ② medical insurance and special outpatient medical insurance will be reimbursed, with an annual total insured amount of 6.5438+0.5 million yuan and an annual deductible of 654.38+. ③ Hospitalization in medical insurance and specific medical insurance (treatment of rare diseases) will be reimbursed 80% after deducting the deductible 1.8 million yuan; (4) Medical insurance and hospitalization outside specific medical insurance (treatment of rare diseases), after deducting the deductible line180,000 yuan, 40% will be reimbursed below 200,000 yuan, and 50% will be reimbursed from 200,000 yuan to 500,000 yuan;

Huimin insurance belongs to Pratt & Whitney commercial supplementary medical insurance, so it is also a kind of medical insurance, and it is also underwritten by insurance companies. However, this kind of products is different from the general commercial medical insurance, and its insurance requirements are relaxed. Generally, there are no restrictions on occupation, age and health status. Sickness insurance can be insured, and even some products can compensate for past diseases. The only insurance requirement is to participate in local Huimin medical insurance. The amount of protection is high, generally millions, but the protection is not as good as millions of medical insurance, which is mainly reflected in the content of protection, reimbursement ratio, deductible and so on.

Legal basis:

People's Republic of China (PRC) social insurance law

Twenty-sixth basic medical insurance for employees, new rural cooperative medical care and basic medical insurance for urban residents shall be implemented in accordance with state regulations.