What is long-term insurance?

Long-term care insurance is a long-term care insurance, which mainly provides care and economic compensation for the insured when he loses his ability of daily living, or when he is old, sick or dies. Long-term insurance belongs to health insurance, and the object of insurance is people's health.

Generally speaking, the nursing period is relatively long, and its significance lies in maintaining the individual's physical function as long as possible, rather than aiming at cure. Long-term insurance can be used as economic compensation for nursing expenses.

Long-term insurance services:

1. Basic life care (27 items): facial cleaning and modification, shampoo, finger/toenail care, hand and foot cleaning, warm bath, bathing, assisting in eating/drinking, oral cleaning, assisting in changing clothes, making bed unit, excretory care, incontinence care, toilet use in bed, manual defecation, morning care, evening care and perineum care.

2. Common clinical care (item 15): administration of kaiselu/rectal suppository, nasal feeding, administration, physical cooling, monitoring of vital signs, oxygen inhalation, enema, catheterization (female), blood sugar monitoring, dressing change of pressure sore wound, venous blood sample collection, intramuscular injection, subcutaneous injection, ostomy nursing, central venous catheter placement through peripheral vein (4).