What do two accounts of social security card mean?

Social security card has two accounts, financial account and social security account. The financial account is the account where the cardholder receives pension, unemployment, work injury and maternity insurance benefits. It can also be used as an account for employers to pay wages or individuals to pay insurance benefits, and the funds on it can be withdrawn. In other words, this wealth management account is actually an ordinary savings card account. Social security account is a special account for cardholders to enjoy basic medical insurance for urban workers. This account has no function of transferring money or withdrawing cash, and the cardholder can only use it on the special equipment arranged by the designated medical institution.

Function of social security card

1, the insured can take the social security card and my ID card to any designated hospital in the city where the insured is located for hospitalization and outpatient treatment.

2, the insured to any designated hospital in the insured city to see the general outpatient service or to the designated pharmacy to buy medicine, the cost can be paid by credit card. Medical expenses that should be borne by individuals according to the regulations, such as hospitalization and outpatient service, can be paid by credit card. The funds in the insured's personal medical insurance account can only be used for targeted medical consumption.

Can use social security card.

1, you need to provide a social security card to surrender, and you can only return it if you lose your employer's certificate.

2. The social security card will be used under medical conditions.

3. When handling credit cards, social security cards will be used in the case of strict card opening restrictions of departmental banks.

You need it when you register for pension and unemployment benefits. Of course, it is also possible to withdraw money with a passbook after registration.

5. How to use the social security card: Others only need the original or copy. What matters is medical care. When he goes to the hospital to pay, he gives the money to the social security card (the hospital will have a special window for social security cards), and then he brushes it in the machine. The settlement will be made with the social security center.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 2 The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law in case of old age, illness, industrial injury, unemployment and maternity.

Article 3 The social insurance system adheres to the principles of wide coverage, basic protection, multi-level and sustainability, and the level of social insurance should be compatible with the level of economic and social development.

Article 4 Employers and individuals who pay social insurance premiums according to law in People's Republic of China (PRC) have the right to inquire about payment records and personal rights and interests records, and ask social insurance agencies to provide social insurance consultation and other related services.

Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.