Is Xiaoronghua a formal loan platform?

Ordinary. Xiaohua Wallet is an Internet wallet for young people jointly created by Xiaohua (Xiamen) Internet Financial Information Service Co., Ltd. (hereinafter referred to as "Xiaohua") and Cha, providing cash loans, credit card repayment, installment shopping and other services.

Adopt the rapid approval mode of "biometric technology+large number credit rating" to create an online loan experience of "no application, quick approval, quick loan and loan repayment". exploit

Shang Wei Xiaohua (Xiamen) Internet Finance Information Service Co., Ltd.

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I. Product Features

1. Convenient application: pure online application, second-level approval, free credit line by brushing your face.

2. Cash loan: fast loan, ultra-low rate, loan 1 000 yuan, daily fee as low as 50 cents.

3. Pay back the credit card: Xiaohua will help you pay back the credit card, and you will pay back Xiaohua in installments; The rate is as low as 30% off the bank and the monthly fee is as low as 5.

4. Xiaohua Mall: Shocked by installment shopping mall, discounted installment shopping, enjoying quality life in advance.

Second, the core members

The core members of Xiaohua Wallet have more than 10 years of service experience in the fields of finance and Internet. 55% of the team members are from well-known financial institutions such as CITIC, Ping An, China Merchants Bank, Guangfa, Weizhong and Gitzo, and 45% of the team members are from Xiaohua (Xiamen) Internet Financial Information Service Co., Ltd. (hereinafter referred to as "Xiaohua Jin Fu"), an Internet financial service company under CITIC Industrial Fund, which manages nearly 80 billion RMB.

Third, product events.

/kloc-July 0/9 16, the App Special Governance Working Group established under the guidance of the Central Network Information Office, the Ministry of Industry and Information Technology, the Ministry of Public Security and the General Administration of Market Supervision issued the Notice on Urging 40 APP Operating Enterprises with Personal Information Collection and Use Problems to Rectify as soon as possible. Xiaohua wallet was named by the working group because of the problems in the use of personal information mobile phones and the lack of effective contact information.

It is also necessary to complete the rectification and submit the rectification report to the working group within 30 days from the date of issuance of the notice. If the rectification notice is not received or the rectification is not completed within the time limit, the working group will recommend the relevant departments to dispose of it.